[2023] KECPT 771 (KLR)
The Tribunal found that the Respondent was duly served but failed to enter appearance or file a defence. The Claimant's evidence, including the loan statement and the Respondent's written admission of indebtedness, was uncontroverted. The Tribunal accepted the Claimant's computation of the outstanding loan balance...
Source-derived case information.
- Citation
- [2023] KECPT 771 (KLR)
- Parties
- Applicant: Ghalano Sacco Ltd; Respondent: Harun Mwega Maina
- Court
- Cooperative Tribunal
- Jurisdiction
- Kenya
- Case Number
- Tribunal Case E020/ CTC 443 of 2022
- Procedural Posture
- Tribunal Claim / Final Judgment
- Outcome
- judgment_for_claimant
- Judges
- BM Kimemia, J. Mwatsama, B Sawe, F Lotuiya, P. Gichuki, M Chesikaw, PO Aol
- Legal Topics
- Loan Default, Debt Recovery, Interest and Penalties
- Source Language
- en
Source-derived case record
Summary, issues, holding and outcome
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Parties
Ghalano Sacco Ltd
Applicant
Harun Mwega Maina
Respondent
Procedural Posture
Tribunal Claim / Final Judgment
Legal Issues
- 1 Whether the Respondent is indebted to the Claimant for the outstanding loan balance and accrued interest.
- 2 Whether the Claimant is entitled to the claimed sum, costs, and interest as prayed.
Ratio Decidendi
The Tribunal found that the Respondent was duly served but failed to enter appearance or file a defence. The Claimant's evidence, including the loan statement and the Respondent's written admission of indebtedness, was uncontroverted. The Tribunal accepted the Claimant's computation of the outstanding loan balance as Kshs. 460,504 as per the latest loan statement. In the absence of any defence or challenge to the claim, and in light of the Respondent's own admission of liability, the Tribunal entered judgment for the Claimant for the sum of Kshs. 460,504 plus costs and interest from June 2023.
Court Disposition
judgment_for_claimant
Orders
- Judgment entered in favour of the Claimant against the Respondent for Kshs. 460,504.
- Respondent to pay costs of the suit.
Full Case Text
Judgment text and source record
21 paragraphs
Ghalano Sacco Ltd v Maina (Tribunal Case E020/ CTC 443 of 2022) [2023] KECPT 771 (KLR) (28 September 2023) (Judgment)
Neutral citation: [2023] KECPT 771 (KLR)
Republic of Kenya
In the Cooperative Tribunal
Tribunal Case E020/ CTC 443 of 2022
BM Kimemia, Chair, J. Mwatsama, Vice Chair, B Sawe, F Lotuiya, P. Gichuki, M Chesikaw & PO Aol, Members
September 28, 2023
Between
Ghalano Sacco Ltd
Claimant
and
Harun Mwega Maina
Respondent
Judgment
1. The matter for determination is vide a Memorandum of Claim dated 27/7/22 filed on 1/8/22. The Claimant avers that on diverse dates between 15/11/18 to 19/10/19 they advanced a loan of Kshs. 645,000/= to the Respondent. The Respondent made partial payment of Kshs. 10,000/= and has a balance of Kshs. 635,000/=. The loan facility has attracted penalties and interest and as at 25/7/22 the outstanding sum is Kshs. 923,097/=.
2. The Claimant prays for;a.A refund of Kshs. 923,097/=.b.Costs and interest at tribunal rates till payment in full.The Claimant filed Written Statement dated 27/7/22 and List of Documents dated 27/7/22 to support this claim on 1/8/22. The list included:1. Registration Certificate.2. Demand notice.3. Loan Application Form.4. Loan statement.5. Membership application form.6. Receipts.7. Cheques.8. Letter dated 10/3/2021.
3. The Respondent failed to enter appearance and the Claimant made a request dated 19/8/22 filed on 24/8/22 and Interlocutory Judgement entered on 14/9/22 and tribunal ordered for the Claimant to file the Respondent’s Statement of Account. The Claimant filed their written submissions dated 15/6/23 together with Respondent’s Loan Statement Report from 1/1/16 to 19/6/23 which shows the balance owing is Kshs. 460,504/=.
4. We note from the Affidavit of Service filed on 24/8/22 sworn by Manasseh Onkangi an authorized court server, the Respondent was served at 13. 31 PM through her WhatsApp telephone number.
5. The Respondent via a letter dated 10/3/21 wrote to the Chairman of Claimant’s Sacco and registered to make payment of Kshs. 20,000/= per month. Despite the Respondents not entering appearance we find from this letter the same was an admission.
UpshotIn absence of Respondent’s Statement of Defence and as per the Loan Statement Report filed with written submissions by the Claimant, judgement is entered in favour of the Claimant against the Respondent for Kshs. 460,504/= plus costs and interests from June 2023.
JUDGMENT SIGNED, DATED AND DELIVERED VIRTUALLY AT NAIROBI THIS 28TH DAY OF SEPTEMBER, 2023. HON. BEATRICE KIMEMIA CHAIRPERSON SIGNED 28. 9.2023HON. J. MWATSAMA DEPUTY CHAIRPERSON SIGNED 28. 9.2023HON. BEATRICE SAWE MEMBER SIGNED 28. 9.2023HON. FRIDAH LOTUIYA MEMBER SIGNED 28. 9.2023HON. PHILIP GICHUKI MEMBER SIGNED 28. 9.2023HON. MICHAEL CHESIKAW MEMBER SIGNED 28. 9.2023HON. PAUL AOL MEMBER SIGNED 28. 9.2023TRIBUNAL CLERK JEMIMAHNo appearance by the partiesJudgment read out in absence of the parties.Hon. J. Mwatsama Deputy Chairperson Signed 28. 9.2023