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Insurance law RLR V.4-2025

SANLAM AG Plc v. NZAMWITAKUZE

SANLAM AG Plc is not liable for damages from an accident caused by a third-party cyclist, as neither the insured vehicle nor its driver was at fault. The insurer's liability does not extend to accidents not caused by the insured vehicle. The respondent must refund all sums received, and SANLAM AG Plc is entitled to procedural and advocate fees.

  • Civil liability
  • Road accident damages
  • Insurance coverage
  • Refund of damages
  • Procedural and advocate fees
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