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Rwanda Case Law

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Commercial law RLR V.2-2025

CIMERWA LTD v KIGALI CERAMICA FURNITURE LTD ET.AL

Court
Supreme Court
Case number
RS/INJUST/RCOM 00001/2024/SC

The Supreme Court held that the mere issuance of cheques by KCF Ltd did not constitute valid payment as the cheques were not backed by sufficient funds from issuance to expiration. The underlying debt remained enforceable, and KCF Ltd was obligated to pay the outstanding amount. Interest was awarded at the average lending rate published by the National Bank of Rwanda. The Court found no grounds to pierce the corporate veil and hold Karangwa Raymond personally liable. KCF Ltd was ordered to reimburse CIMERWA Ltd for the previously paid 11,650,000 Frw and to pay legal costs.

Source excerpt

  • Negotiable instruments
  • Breach of contract
  • Cheque payment
  • Interest calculation
  • Corporate veil
  • Unlawful enrichment
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Commercial law RCOMAA 00054/2022/CA

COGEBANQUE PLC v. SHADES N COLORS NUNDI

Court
Court of Appeal
Case number
RCOMAA 00054/2022/CA

COGEBANQUE PLC failed in its duty of professional diligence by paying a cheque after being notified it was lost, making it liable for the resulting loss and litigation costs. The appeal lacked merit and the bank must compensate both SELECT KALAOS Ltd and SHADES N COLORS for costs and legal fees.

Source excerpt

  • Bank liability
  • Cheque payment
  • Professional diligence
  • Lost cheque
  • Double payment
  • Damages
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Banking law RCOMA 0002/12/CS

STEDCON RWANDA v. ACCESS BANK

Court
Supreme Court
Case number
RCOMA 0002/12/CS

The Supreme Court held that since the cheque was signed by authorized persons and STEDCON RWANDA Ltd did not prove fraud, duress, or lack of authority, ACCESS BANK RWANDA Ltd was not at fault in paying the cheque. The bank was not notified that one signatory lacked authority, and the internal policy did not override the mandate without proper notification. The appeal lacked merit.

Source excerpt

  • Negotiable instruments
  • Cheque payment
  • Bank liability
  • Fraud prevention
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Commercial law RCOMA 0002/12/CS

STEDCON RWANDA v. ACCESS BANK

Court
Supreme Court
Case number
RCOMA 0002/12/CS

The Supreme Court held that since the cheque was signed by the authorized signatories as per the account mandate, and STEDCON RWANDA Ltd did not deny the cheque or allege fraud, ACCESS BANK RWANDA Ltd was not at fault for paying the cheque without additional confirmation from one director. The bank's compliance with the signatures on file satisfied its legal obligations, and internal policy could not be unilaterally modified by one signatory without the other's agreement.

Source excerpt

  • Negotiable instruments
  • Cheque payment
  • Bank liability
  • Contractual obligations
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Commercial law 2014SC

32STEDCON RWANDA v. ACCESS BANK

Court
Supreme Court
Case number
2014SC

The Supreme Court held that since the cheque was signed by all authorized signatories and there was no evidence of fraud, coercion, or abuse, the bank was not at fault for paying it without additional confirmation. Unilateral instructions by one signatory could not bind the bank where another signatory was also authorized. The applicant’s appeal lacked merit, and the respondent was entitled to damages and legal fees as previously awarded.

Source excerpt

  • Negotiable instruments
  • Bank liability
  • Cheque payment
  • Damages
  • Contractual instructions
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Banking law 2014SC

STEDCON RWANDA v. ACCESS BANK

Court
Supreme Court
Case number
2014SC

The Supreme Court held that ACCESS BANK did not breach any duty by paying the cheque, as it was signed by lawful signatories with equal rights on the account, and there was no evidence of fraud, bad faith, duress, or breach of trust. The contractual policy requiring confirmation could not override the equal rights of signatories unless both agreed. STEDCON's claim was baseless, and damages and fees were awarded to ACCESS BANK.

Source excerpt

  • Negotiable instruments
  • Cheque payment
  • Banking obligations
  • Damages
  • Contractual interpretation
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About this LexChat collection

Rwanda decisions are organised by court, judge, legal area and indexed issue so a practitioner can move from a proposition to a citable authority with the surrounding context intact.

Source links and collection timestamps are retained alongside the indexed records.