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Rwanda Case Law

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Insurance law RCOMA 0190/12/CS

KARANGWA v. COGEAR

Court
Supreme Court
Case number
RCOMA 0190/12/CS

The insurance contract between KARANGWA and COGEAR was still valid at the time of the fire due to tacit renewal and absence of proper termination notice; therefore, COGEAR is liable for the insured damages but not for bank interest, as there is no direct contractual link between the insurance and the bank loan.

Source excerpt

  • Validity of insurance contract
  • Tacit renewal
  • Insurer liability
  • Damages
  • Interest on bank loans
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Insurance law RCOMA 0190/12/CS

KARANGWA v. COGEAR

Court
Supreme Court
Case number
RCOMA 0190/12/CS

The insurance contract remained valid due to annual addenda referencing the original terms, and the fire occurred while coverage was in force. Bank interest claims were denied due to lack of direct causal link to the insurance contract.

Source excerpt

  • Validity of insurance contract
  • Renewal of insurance contract
  • Directness of damages
  • Bank interest claims
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About this LexChat collection

Rwanda decisions are organised by court, judge, legal area and indexed issue so a practitioner can move from a proposition to a citable authority with the surrounding context intact.

Source links and collection timestamps are retained alongside the indexed records.