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South Africa Judgment

South Gauteng High Court, Johannesburg

Maluleka v Road Accident Fund (27736/2022) [2025] ZAGPJHC 187 (4 February 2025)

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Source document

01

Holding and result

The court found that the plaintiff's evidence regarding the accident and resulting injuries was uncontested and credible. Liability was apportioned 90% in favour of the plaintiff based on the circumstances. The court accepted the actuarial calculations for past and future loss of income, applying contingency deductions of 20% for accrued loss and 40% for future loss due to the plaintiff's limited employment history and the saturated job market. The final award was reduced by 10% to reflect the apportionment of liability. The plaintiff's application for the admission of documentary evidence was granted, and the defendant was ordered to provide an undertaking for future medical expenses. The claim for general damages was separated and postponed sine die.

Court disposition

Plaintiff partially succeeds; damages awarded subject to apportionment and contingencies.

Orders

  • The plaintiff’s application in terms of Rule 38(2) is granted.
  • The defendant is liable for 90% of such damages as the plaintiff may substantiate.
  • The defendant shall provide the plaintiff with an undertaking in terms of Section 17(4)(a) of the Road Accident Fund Act for 90% of future hospital, medical, or ancillary expenses.
  • The defendant shall pay the plaintiff the net amount of R1 159 884 in respect of loss of income.
  • The plaintiff’s claim for general damages is separated and postponed sine die.
  • The plaintiff is entitled to party and party costs as taxed or agreed, with counsel fees on scale B.

02

Material facts

Parties

William Maluleka

Plaintiff

Road Accident Fund

Defendant

Amounts and remedies

  • Net Award for Loss of Income: ZAR 1,159,884
  • Past Loss of Income (pre Contingency): ZAR 319,800
  • Future Loss of Income (pre Contingency): ZAR 1,616,200
  • Past Loss of Income (post Contingency): ZAR 319,040
  • Future Loss of Income (post Contingency): ZAR 969,720

03

Procedural history

  1. Posture

    Civil Trial / Final Judgment

04

Questions and positions

Legal issues

Party arguments

Applicant
The plaintiff argued that the accident resulted in significant injuries, including fractures to the tibia, fibula, and ankle, which have impaired his ability to earn an income. He relied on uncontested evidence and medical reports to support his claim for damages and loss of income. The plaintiff sought an apportionment of liability in his favour and requested the court to accept the actuarial calculations for past and future loss of income, subject to reasonable contingencies.
Respondent
The defendant did not contest the plaintiff's evidence regarding the circumstances of the accident but challenged the extent of the injuries and the accuracy of the claimed income. The defendant argued for higher contingency deductions due to the plaintiff's modest employment history and lack of documentary proof of earnings. The defendant also raised issues regarding the classification of the fractures and the reliability of supporting affidavits.

05

Court’s reasoning

  1. 01

    Apportionment of Damages Act 34 of 1956

    A defendant is liable for damages caused by its negligence, subject to apportionment where contributory negligence is established.

  2. 02

    Road Accident Fund Act 56 of 1996

    Medical and documentary evidence must substantiate claims for loss of income and future medical expenses.

  3. 03

    Uniform Rules of Court; Law of Evidence Amendment Act 45 of 1988

    Applications for the admission of documentary evidence may be granted under Rule 38(2) and Section 3(1)(c) of the Law of Evidence Amendment Act.

06

Ratio, limits and disposition

Ratio decidendi

The court found that the plaintiff's evidence regarding the accident and resulting injuries was uncontested and credible. Liability was apportioned 90% in favour of the plaintiff based on the circumstances. The court accepted the actuarial calculations for past and future loss of income, applying contingency deductions of 20% for accrued loss and 40% for future loss due to the plaintiff's limited employment history and the saturated job market. The final award was reduced by 10% to reflect the apportionment of liability. The plaintiff's application for the admission of documentary evidence was granted, and the defendant was ordered to provide an undertaking for future medical expenses. The claim for general damages was separated and postponed sine die.

Obiter and limits

  • The court was not persuaded that the tibia and fibula fractures could be classified as a pilon ankle fracture.
  • The lack of documentary proof of income, such as bank statements or employer letters, weakened the plaintiff's claim but did not preclude an award based on available evidence.
  • The saturated employment market and the plaintiff's modest work history justified higher contingency deductions.

Court disposition

Plaintiff partially succeeds; damages awarded subject to apportionment and contingencies.

  • The plaintiff’s application in terms of Rule 38(2) is granted.
  • The defendant is liable for 90% of such damages as the plaintiff may substantiate.
  • The defendant shall provide the plaintiff with an undertaking in terms of Section 17(4)(a) of the Road Accident Fund Act for 90% of future hospital, medical, or ancillary expenses.
  • The defendant shall pay the plaintiff the net amount of R1 159 884 in respect of loss of income.
  • The plaintiff’s claim for general damages is separated and postponed sine die.
  • The plaintiff is entitled to party and party costs as taxed or agreed, with counsel fees on scale B.

Source and reliance status

South Gauteng High Court, Johannesburg

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Judgment text

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Source document

South Gauteng High Court, Johannesburg

Judgment

[2025] ZAGPJHC 187

IN THE HIGH COURT OF SOUTH AFRICA

GAUTENG LOCAL DIVISION,

JOHANNESBURG

CASE NO: 27736/2022

DATE: 04-02-2025

(1) REPORTABLE: YES / NO.

(2) OF INTEREST TO OTHER JUDGES: YES / NO.

(3) REVISED.

In the matter between

WILLIAM

MALULEKA

Plaintiff

and

THE ROAD ACCIDENT

FUND

Defendant

JUDGMENT

WEIDEMAN, AJ:

- - - - - - - - - - - -

Matter number 40 on this week’s roll is the matter of William Maluleka versus the Road Accident Fund, case number 27736 of 2022. In respect of this matter the plaintiff, who was born on the 13th of July 1982, was involved in an accident on the 24th of September 2020 as a pedestrian.

In respect of the circumstances of the accident, counsel took the Court through the available documentation and suggested that, based on the uncontested evidence of the plaintiff an appropriate resolution for the aspect of negligence would be an apportionment of 90%/10% in favour of the plaintiff.

Before this aspect could be finalised, an application in terms of Rule 38(2) was required and which consisted of both of an application in terms of terms of Rule 38(2), in paragraph 1 of the application, and an application in terms of Section 3(1)(c) of the Law of Evidence Amendment Act for a series of documents relating to, inter alia, the aspect of liability.

Having considered the available documentation, I concur with counsel’s views and the aspect of liability will accordingly be dealt with on the basis that the defendant is liable for 90% of such damages as the plaintiff may be able to substantiate.

The injuries which the plaintiff alleges in paragraph 6 of his particulars of claim to have suffered as a result of the accident,

consisted of a right tibia and fibula fracture with abrasions and scarring. The bulk of the long-term disability foreseen for the

plaintiff, and which may also affect his functioning in an employment environment, relates to an ankle fracture, a pilon ankle fracture.

The medical documentation identify two distinct fractures, one relating to the ankle and the other to the tibia. In engaging counsel about this issue counsel did his best to persuade the Court that the recorded tibia and fibula fractures are so low down the tibia that it could also be described as a pilon fracture of the ankle. I was not persuaded.

When looking at the plaintiff’s employment history, it seems to be exceptionally modest. According to the report of the industrial psychologist, the plaintiff appears to have been employed a total of one year and seven months during the period 2003 to 2017. He was then employed from 2017 to 2020, and which was when the collision occurred. If one takes the period 2003 to 2020 then, over a 17-year period, he was employed for four years and seven months, which is less than 25 percent of his possible employment lifetime at that stage. This is a factor that must weigh heavily when considering appropriate contingencies to apply to the calculation contained in the actuarial report. The plaintiff’s income is alleged to have been R6 500 per month. This is self-reported. Although there are affidavits in support of this amount, they are not supported by factual evidence such as bank statements or letters from employers, and there is no clarity as to whether this amount is in fact accurate.

Be that as it may, the only calculation available is that which has been done by Munro Actuaries, the result of which is reflected on CaseLines under C-74. Using the above figures as a point of departure, the pre-contingency figure for past loss of income would be R319 800 and the figure for future loss of income, R161 6200.

I am of the view, given the area in which the plaintiff sought employment and which is a saturated market, it would be more difficult for him to maintain his competence as the years advance. The long-term effect of a chronic illness and a sober examination of his employment history leads me to believe that the appropriate contingency deduction in respect of the accrued loss is 20 percent, and in respect of the future loss. 40 percent.

The result of the above is that the plaintiff’s claim in respect of past or accrued loss of income is reduced to R319 040 and in respect of the future or prospective loss, to R969 720. The combined award in respect of past and future loss of income is then R1 288 760. This amount must be reduced by 10 percent to provide for the apportionment on liability and the final award is then R1 159 884.

To summarise, my order is as follows:

1 The plaintiff’s application in terms of rule 38(2) is granted.

2 The defendant shall be liable for 90% of such damages as the plaintiff may be able to substantiate.

3 The defendant shall provide the plaintiff with an undertaking in terms of Section 17(4)(a) of the Road Accident Fund Act for 90% of the future hospital, medical or ancillary expenses that the plaintiff may require.

4 The defendant shall pay the plaintiff the nett amount of R1 159 884 in respect of loss of income.

5 The plaintiff’s claim in respect of general damages is separated from the remainder of the issues and postponed sine die.

6 The plaintiff is entitled to his party and party costs as taxed or agreed. Counsel fees to be on scale B.

WEIDEMAN, AJ

JUDGE OF THE HIGH COURT

DATE: ……………….

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Authorities

Authorities used by the court

Cases, legislation, regulations, and constitutional provisions identified in the available record.

Apportionment of Damages Act 34 of 1956

Legislation

Legislation referenced in the available case record.

Road Accident Fund Act 56 of 1996

Legislation

Legislation referenced in the available case record.

Law of Evidence Amendment Act 45 of 1988

Legislation

Legislation referenced in the available case record.

Uniform Rules of Court

Legislation

Legislation referenced in the available case record.

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