South Africa Case Law

Thuketana v Transunion Credit Bureau (Pty) Ltd (NCT/326495/2024/141(1)(b))

Thuketana v Transunion Credit Bureau (Pty) Ltd (NCT/326495/2024/141(1)(b)) [2024] ZANCT 72 (3 December 2024)

Court

National Consumer Tribunal

Case number

NCT/326495/2024/141(1)(b)

Judges

Z Ntuli, C Sassman, CJ Ntsoane

The Tribunal found that the obligation to notify the applicant before listing the SARS judgment rests with SARS as the source of information, not with the respondent credit bureau. The respondent provided credible evidence supporting the listing, namely the SARS judgment, and took reasonable steps to verify the accuracy of the information. The 62-cent discrepancy in the listed amount was deemed trivial and did not materially misrepresent the applicant's credit status. The Tribunal applied the de minimis non curat lex principle, holding that such a minor discrepancy does not warrant judicial i…

Source excerpt

• Credit Bureau Listing
• Accuracy Of Consumer Credit Information
• Notification Requirements
• De Minimis Non Curat Lex
• Jurisdiction Of Tribunal