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South Africa Case Law

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Banking And Finance [2024] ZANWHC 237

Johnson v Standard Bank of South Africa Limited (1442/2022)

Johnson v Standard Bank of South Africa Limited (1442/2022) [2024] ZANWHC 237 (10 September 2024)

The court granted condonation and summary judgment, confirmed cancellation of the instalment sale agreement, ordered return of the vehicle, and allowed later damages proceedings.

  • Installment Sale Agreement
  • Summary Judgment
  • Condonation
  • Arrears And Default
  • Reckless Credit Lending
  • Registered Credit Provider
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Banking And Finance [2020] ZAGPPHC 333

Investec Bank Limited v W.S.N (30110/19)

Investec Bank Limited v W.S.N (30110/19) [2020] ZAGPPHC 333 (7 July 2020)

The respondent's liability for the outstanding balances on both the home loan and credit card accounts was conceded and supported by updated certificates of balance. The respondent failed to demonstrate any feasible alternative means to satisfy the judgment debt, as her payments only covered current instalments and did not address substantial arrears. The court found no disproportionality in ordering execution against the primary residence, given the lack of other satisfactory means and the respondent's voluntary use of the property as security. The court exercised its discretion to declare t…

  • Mortgage Bond Enforcement
  • Primary Residence Execution
  • National Credit Act Compliance
  • Reserve Price Setting
  • Rule 46a Application
  • Arrears And Default
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Banking And Finance [2012] ZAGPPHC 166

Standard Bank of South Africa v Wessels (64923/2011, 68363/2011, 70014/2011)

Standard Bank of South Africa v Wessels (64923/2011, 68363/2011, 70014/2011) [2012] ZAGPPHC 166 (20 April 2012)

High Court judgment on summary judgment applications and debt review notices under the National Credit Act.

  • National Credit Act
  • Summary Judgment
  • Debt Review Termination
  • Service Of Process
  • Condonation
  • Arrears And Default
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South Africa decisions are organised by court, judge, legal area and indexed issue so a practitioner can move from a proposition to a citable authority with the surrounding context intact.