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South Africa Case Law

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Commercial And Corporate [2020] ZAWCHC 168

Grassy Knoll Trading 78 CC t/a Fat Cactus and Another v Guardrisk Insurance Company Limited (10035/2020)

Grassy Knoll Trading 78 CC t/a Fat Cactus and Another v Guardrisk Insurance Company Limited (10035/2020) [2020] ZAWCHC 168; [2021] 1 All SA 503 (WCC) (20 November 2020)

High Court declarator on COVID-19 business interruption cover under a restaurant insurance policy disease clause linked to notifiable disease within 50 km.

  • Insurance Policy Interpretation
  • Business Interruption
  • Causation
  • Covid 19 Regulations
  • Insurance-policy-interpretation
  • Business-interruption-insurance
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Commercial And Corporate [2011] ZAGPJHC 129

Daltron Forge (Pty) Ltd v Etana Insurance Company Ltd (2011/35677)

Daltron Forge (Pty) Ltd v Etana Insurance Company Ltd (2011/35677) [2011] ZAGPJHC 129 (3 October 2011)

The court held that an insurer’s payment-on-account clause did not entitle the insured to interim payment before liability was accepted.

  • Insurance Policy Interpretation
  • Interim Relief
  • Business Interruption
  • Payments On Account
  • Insurance-policy-interpretation
  • Interim-relief
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Commercial And Corporate [2006] ZASCA 120

Mutual and Federal Insurance Company v Chemalum (Pty) Ltd (683/05)

Mutual and Federal Insurance Company v Chemalum (Pty) Ltd (683/05) [2006] ZASCA 120; [2007] 2 All SA 595 (SCA); 2007 (2) SA 479 (SCA) (29 November 2006)

The Supreme Court of Appeal held that an insurance business-interruption average clause reduced the indemnity, and the premium-adjustment clause did not adjust the sum insured.

  • Insurance Policy Interpretation
  • Business Interruption
  • Average Clause
  • Quantification Of Loss
  • Insurance-policy-interpretation
  • Business-interruption
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South Africa decisions are organised by court, judge, legal area and indexed issue so a practitioner can move from a proposition to a citable authority with the surrounding context intact.