43 AIR School Holdings (Pty) Ltd and Others v AIG South Africa Ltd (30404/2021) [2023] ZAGPJHC 186 (20 February 2023)
Court
South Gauteng High Court, Johannesburg
Case number
30404/2021
Judge
S C Mia
The High Court held that the AIG policy covered 43 Air School’s related entities and ordered AIG to compensate business interruption losses for the lockdown period.
Ma-Afrika Hotels (Pty) Ltd and Another v Santam Limited (6499/2020) [2020] ZAWCHC 160; [2021] 1 All SA 195 (WCC) (17 November 2020)
Court
Western Cape High Court, Cape Town
Case number
6499/2020
Judges
Goliath, Mantame, Cloete
The Court held that the infectious diseases extension clause in the applicants' business interruption policies covered losses occasioned by the occurrence of Covid-19 within 40 kilometres of the insured premises. The government response, including lockdown, was found to be inextricably linked to the notifiable disease and formed part of the insured peril. Both factual and legal causation were established, as the applicants' losses would not have occurred but for the local outbreak and the government response. The Court rejected Santam's argument that the indemnity period was limited to 3 mont…
