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South Africa Case Law

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Civil Procedure [2025] ZAGPJHC 589

Nedbank Limited v EMD Holdings (Pty) Ltd and Another (2021/26364)

Nedbank Limited v EMD Holdings (Pty) Ltd and Another (2021/26364) [2025] ZAGPJHC 589 (12 June 2025)

The High Court granted Nedbank default judgment, holding it had taken reasonable steps to mitigate damages before claiming the outstanding balance under a cancelled instalment sale agreement.

  • Duty To Mitigate
  • Default Judgment
  • Instalment Sale Agreement
  • Certificate Of Balance
  • Default-judgment
  • Mitigation-of-damages
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Banking And Finance [2025] ZAGPPHC 599

SB Guarantee Company (RF) (Pty) Ltd v Manzini (2023/034419)

SB Guarantee Company (RF) (Pty) Ltd v Manzini (2023/034419) [2025] ZAGPPHC 599 (5 June 2025)

The High Court granted judgment on a securitized home-loan claim, declared the property specially executable, and set a reserve price for sale in execution.

  • Mortgage Bond Enforcement
  • Certificate Of Balance
  • National Credit Act Compliance
  • Reserve Price Determination
  • Summary Judgment
  • Special Executability
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Banking And Finance [2025] ZAWCHC 241

Nedbank Limited v Varoyi (9102/2024)

Nedbank Limited v Varoyi (9102/2024) [2025] ZAWCHC 241 (3 June 2025)

High Court summary judgment was granted on a credit agreement debt after the defendant failed to raise a bona fide defence to the claimed balance.

  • Credit Agreement Enforcement
  • Summary Judgment
  • Certificate Of Balance
  • National Credit Act Compliance
  • Summary-judgment
  • Credit-agreement
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Banking And Finance [2025] ZAGPJHC 532

Standard Bank of South Africa Limited v Brazen Freight SA (Pty) Ltd and Others (2024/101129)

Standard Bank of South Africa Limited v Brazen Freight SA (Pty) Ltd and Others (2024/101129) [2025] ZAGPJHC 532 (30 May 2025)

The court found that the applicant had established its claim against the first and second respondents, who did not oppose the application, and granted judgment against them for the amounts claimed. Regarding the third respondent, the court held that, in the absence of a Shifren clause requiring written termination, oral termination of the suretyship agreement is possible in law. However, the third respondent's evidence regarding oral termination required testing through cross-examination, as there was a bona fide dispute of fact unsuitable for resolution on affidavit. The court therefore refe…

  • Suretyship
  • Oral Cancellation Of Suretyship
  • Amendment Of Notice Of Motion
  • Rule 13 Third Party Procedure
  • Certificate Of Balance
  • Costs Reservation
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Banking And Finance [2025] ZAGPPHC 569

Standard Bank of South Africa Limited v Khoza (2023/100165)

Standard Bank of South Africa Limited v Khoza (2023/100165) [2025] ZAGPPHC 569 (23 May 2025)

The High Court confirmed cancellation of a credit card agreement, upheld delivery of section 129 notices, and ordered payment of the outstanding balance and costs.

  • Credit Agreement Enforcement
  • Section 129 Notice
  • Uniform Rule 18 6
  • Contract Cancellation
  • Certificate Of Balance
  • Credit-agreement-enforcement
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Banking And Finance [2025] ZAWCHC 176

Nedbank Limited v Baba (6535/2024)

Nedbank Limited v Baba (6535/2024) [2025] ZAWCHC 176 (25 April 2025)

The High Court granted Nedbank judgment against a surety for R15 million, finding no bona fide defence and rejecting postponement pending related litigation.

  • Suretyship Liability
  • Certificate Of Balance
  • Condonation Of Late Filing
  • Large Agreement Exclusion Nca
  • Suretyship-liability
  • Condonation-of-late-filing
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Civil Procedure [2025] ZANCHC 31

Standard Bank of South Africa Limited v De Waal (1398/2023)

Standard Bank of South Africa Limited v De Waal (1398/2023) [2025] ZANCHC 31; [2025] 3 All SA 276 (NCK) (4 April 2025)

The court found that the applicant's deponent, Mr Sharpley, had sufficient personal knowledge and control over the relevant records to swear positively to the facts, as required by Rule 32(2) and the SCA's guidance in Rees v Investec Bank. The incorporation by reference of the particulars of claim into the affidavit was permissible and sufficient under the amended Rule 32(2), as confirmed by Firstrand Bank Limited v Badenhorst N.O. and Others. The relief sought for retention of monies paid and leave to approach the court for damages after the sale of goods was competent, following the SCA's a…

  • Summary Judgment
  • Certificate Of Balance
  • Instalment Sale Agreement
  • Liquidated Claim
  • National Credit Act
  • Contractual Non Variation
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Civil Procedure [2025] ZAGPJHC 336

Aircraft Asset Finance Corporation (Pty) Limited v Deymine (Pty) Limited and Others (114305/2023)

Aircraft Asset Finance Corporation (Pty) Limited v Deymine (Pty) Limited and Others (114305/2023) [2025] ZAGPJHC 336 (27 March 2025)

The High Court dismissed an application for leave to appeal, finding no reasonable prospects of success and awarding costs on scale B.

  • Leave To Appeal
  • Dispute Of Fact
  • Certificate Of Balance
  • Suretyship
  • Costs Order
  • Leave-to-appeal
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Civil Procedure [2025] ZAMPMHC 15

Firstrand Bank Limited v Van Rooyen and Another (4636/2019)

Firstrand Bank Limited v Van Rooyen and Another (4636/2019) [2025] ZAMPMHC 15 (25 March 2025)

The High Court granted summary judgment to FirstRand Bank for the mortgage debt, rejected the legal-costs defence, and declared the property specially executable.

  • Summary Judgment
  • Mortgage Bond Enforcement
  • Rule 46a Special Executability
  • Arrears Calculation
  • Legal Costs Liability
  • Certificate Of Balance
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Banking And Finance [2025] ZAGPJHC 334

Nedbank Limited v Delta Flex (Pty) Ltd and Another (2023/045944)

Nedbank Limited v Delta Flex (Pty) Ltd and Another (2023/045944) [2025] ZAGPJHC 334 (24 March 2025)

High Court summary judgment for Nedbank on a COVID-19 SME loan facility, with the defendants' objections and proposed non-professional representation rejected.

  • Suretyship
  • Summary Judgment
  • Certificate Of Balance
  • National Credit Act Exclusion
  • Loan Facility Default
  • Summary-judgment
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South Africa decisions are organised by court, judge, legal area and indexed issue so a practitioner can move from a proposition to a citable authority with the surrounding context intact.