Transunion Africa (Pty) Ltd v Ngcenge (CA18/2021)
Transunion Africa (Pty) Ltd v Ngcenge (CA18/2021) [2021] ZAECMHC 40 (23 November 2021)
The court held that the High Court does not have jurisdiction as a forum of first instance to order the removal of adverse debt review information from a credit bureau. The National Credit Act establishes a statutory process whereby a consumer must challenge adverse information through the National Credit Regulator, which may refer the dispute to the National Consumer Tribunal. Only after exhausting these remedies may the High Court be approached for review or appeal. The respondent failed to follow the prescribed procedure, did not obtain a clearance certificate from the debt counsellor, and…
Source excerpt
- National Credit Act
- Debt Review
- Jurisdiction Of High Court
- Credit Bureau Information
- Challenge Of Adverse Listing