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South Africa Case Law

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Administrative Law [2025] ZANCT 7

Sager v National Credit Regulator (NCT/318886/2024/59(1))

Sager v National Credit Regulator (NCT/318886/2024/59(1)) [2025] ZANCT 7 (21 February 2025)

The Tribunal held that NCR circulars limiting DHS editing access were administrative decisions under Chapter 2, not reviewable under section 59 of the NCA.

  • National Credit Act
  • Debt Counselling
  • Administrative Review
  • Conditions Of Registration
  • Ultra Vires
  • Procedural Fairness
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Commercial And Corporate [2024] ZANCT 5

National Credit Regulator v Chetty (NCT/264621/2023/137(1)(d))

National Credit Regulator v Chetty (NCT/264621/2023/137(1)(d)) [2024] ZANCT 5 (8 March 2024)

The Tribunal declared a debt counsellor’s receipt and handling of consumer funds prohibited conduct under the National Credit Act and made no costs order.

  • National Credit Act
  • Debt Counselling
  • Prohibited Conduct
  • Conditions Of Registration
  • National-credit-act
  • Debt-counselling
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Banking And Finance [2022] ZANCT 60

Govender v Alexanderson (NCT/193156/2021/141(1)(b))

Govender v Alexanderson (NCT/193156/2021/141(1)(b)) [2022] ZANCT 60 (4 November 2022)

The Tribunal found a debt counsellor engaged in prohibited conduct by failing to keep a consumer informed, delaying court referral, and charging legal fees upfront.

  • Debt Counselling
  • National Credit Act
  • Prohibited Conduct
  • Conditions Of Registration
  • Consumer Protection
  • Debt-counselling
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Banking And Finance [2016] ZANCT 32

National Credit Regulator v Southern African Fraud Prevention Services (NCT/23181/2015/140(1)NCA)

National Credit Regulator v Southern African Fraud Prevention Services (NCT/23181/2015/140(1)NCA) [2016] ZANCT 32 (29 July 2016)

The Tribunal held that SAFPS breached the NCA by retaining fraud listings for ten years, declared the conduct prohibited, and refused an administrative penalty.

  • Credit Bureau Registration
  • Retention Periods For Consumer Credit Information
  • Prohibited Conduct
  • Administrative Penalty
  • Settlement Agreement
  • Conditions Of Registration
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South Africa decisions are organised by court, judge, legal area and indexed issue so a practitioner can move from a proposition to a citable authority with the surrounding context intact.