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South Africa Case Law

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Commercial And Corporate [2025] ZAGPPHC 594

Firstrand Bank Limited t/a Wesbank v Mpungose (52965/2018)

Firstrand Bank Limited t/a Wesbank v Mpungose (52965/2018) [2025] ZAGPPHC 594 (4 June 2025)

The High Court granted absolution from the instance in a bank’s claim over a repossessed Jaguar, finding insufficient proof of a valid electronic agreement.

  • Electronic Signature
  • Instalment Sale Agreement
  • Absolution From Instance
  • Affordability Assessment
  • Credit Agreement Compliance
  • Absolution-from-instance
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Banking And Finance [2017] ZANCT 58

National Credit Regulator v Edcon Holdings Limited (NCT/35378/2015/140(1))

National Credit Regulator v Edcon Holdings Limited (NCT/35378/2015/140(1)) [2017] ZANCT 58 (24 April 2017)

The Tribunal held that Edcon’s club fee could not be included in its credit agreements because the NCA permits only prescribed credit charges.

  • National Credit Act
  • Cost Of Credit
  • Prohibited Fees
  • Credit Agreement Compliance
  • Consumer Protection
  • National-credit-act
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South Africa decisions are organised by court, judge, legal area and indexed issue so a practitioner can move from a proposition to a citable authority with the surrounding context intact.