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South Africa Case Law

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Banking And Finance [2019] ZANCT 41

National Credit Regulator v Mortgage Secured Finance (Pty) Ltd and Others (NCT 84832/2017/140(1))

National Credit Regulator v Mortgage Secured Finance (Pty) Ltd and Others (NCT 84832/2017/140(1)) [2019] ZANCT 41 (5 April 2019)

Court
National Consumer Tribunal
Case number
NCT 84832/2017/140(1)
Judges
T Bailey, J Simpson, F Manamela

The Tribunal found reckless lending, prohibited fees, and disclosure failures by a credit provider, set aside the complainants’ loan obligations, and ordered bond cancellation.

  • Reckless Lending
  • Prohibited Fees
  • Affordability Assessment
  • Credit Agreement Disclosure
  • Unregistered Credit Provider
  • Credit Repair Services
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Banking And Finance [2017] ZANCT 79

Singh v Standard Bank of South Africa Limited (NCT44178/2016/141(1))

Singh v Standard Bank of South Africa Limited (NCT44178/2016/141(1)) [2017] ZANCT 79 (9 June 2017)

Court
National Consumer Tribunal
Case number
NCT44178/2016/141(1)
Judges
J Maseko, D Terblanche, B Dumisa

The Tribunal dismissed Singh’s application, finding he had sued the wrong party because the card agreement was with DCSA, not Standard Bank.

  • Credit Agreement Disclosure
  • Juristic Person Liability
  • National Credit Act
  • Postponement Application
  • Wrong-party
  • Postponement
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Banking And Finance [2017] ZANCT 8

Van Staden and Another v Woolworths (NCT/70147/2016/114(1)NCA)

Van Staden and Another v Woolworths (NCT/70147/2016/114(1)NCA) [2017] ZANCT 8 (15 February 2017)

Court
National Consumer Tribunal
Case number
NCT/70147/2016/114(1)NCA
Judges
B Dumisa, J Simpson, H Devraj

The Tribunal granted a default application compelling Woolworths to provide the applicants with a statement of account under section 110 of the National Credit Act.

  • National Credit Act
  • Consumer Statement Rights
  • Default Judgment
  • Credit Agreement Disclosure
  • National-credit-act
  • Consumer-statement-rights
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About this LexChat collection

South Africa decisions are organised by court, judge, legal area and indexed issue so a practitioner can move from a proposition to a citable authority with the surrounding context intact.

Source links and collection timestamps are retained alongside the indexed records.