Qabaka v Solomon and Another (NCT/297314/2023/141(1)(b)) [2024] ZANCT 54 (20 November 2024)
Court
National Consumer Tribunal
Case number
NCT/297314/2023/141(1)(b)
Judges
A Potwana, M Peenze, C Sassman
The Tribunal found a debt counsellor placed the applicant under debt review without consent, declared prohibited conduct, imposed a R250,000 fine, and ordered removal of the debt review status.
Transunion Africa (Pty) Ltd v Ngcenge (CA18/2021) [2021] ZAECMHC 40 (23 November 2021)
Court
Eastern Cape High Court, Mthatha
Case number
CA18/2021
Judges
M Makaula, PHS Zilwa, B Flatela
The court held that the High Court does not have jurisdiction as a forum of first instance to order the removal of adverse debt review information from a credit bureau. The National Credit Act establishes a statutory process whereby a consumer must challenge adverse information through the National Credit Regulator, which may refer the dispute to the National Consumer Tribunal. Only after exhausting these remedies may the High Court be approached for review or appeal. The respondent failed to follow the prescribed procedure, did not obtain a clearance certificate from the debt counsellor, and…
National Credit Regulator v Shoprite Investments Ltd (NCT/32946/2015/140(1)) [2017] ZANCT 98 (5 September 2017)
Court
National Consumer Tribunal
Case number
NCT/32946/2015/140(1)
Judges
J Simpson, D Terblanche, P Beck
The Tribunal upheld a reckless credit complaint against Shoprite Investments, declared fresh contraventions of the National Credit Act, and imposed a R1 million fine.