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South Africa Case Law

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Banking And Finance [2019] ZANCT 41

National Credit Regulator v Mortgage Secured Finance (Pty) Ltd and Others (NCT 84832/2017/140(1))

National Credit Regulator v Mortgage Secured Finance (Pty) Ltd and Others (NCT 84832/2017/140(1)) [2019] ZANCT 41 (5 April 2019)

Court
National Consumer Tribunal
Case number
NCT 84832/2017/140(1)
Judges
T Bailey, J Simpson, F Manamela

The Tribunal found reckless lending, prohibited fees, and disclosure failures by a credit provider, set aside the complainants’ loan obligations, and ordered bond cancellation.

  • Reckless Lending
  • Prohibited Fees
  • Affordability Assessment
  • Credit Agreement Disclosure
  • Unregistered Credit Provider
  • Credit Repair Services
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South Africa decisions are organised by court, judge, legal area and indexed issue so a practitioner can move from a proposition to a citable authority with the surrounding context intact.

Source links and collection timestamps are retained alongside the indexed records.