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De Klerk and Another v Absa Bank Limited and Another (NCT/376411/2025/141(1)(b)) [2025] ZANCT 25 (22 April 2025)
The Tribunal refused leave to refer a reckless lending complaint, finding it time-barred under section 166 of the National Credit Act.
Morwalele v Imas Co-Operative Limited and Another (NCT/334154/2024/141(1)(b)) [2024] ZANCT 61 (29 October 2024)
The Tribunal found that the applicant's application for condonation was not inordinately late, but the merits of the main application were poor. Section 121 of the National Credit Act did not apply to the credit agreement in question, and even if it did, the applicant failed to deliver notice of termination within the prescribed five-day period. The applicant's complaint regarding the lack of an affordability assessment was time-barred under section 166, as more than three years had elapsed since the relevant act or omission. Given the lack of prospects of success and the interests of justice…
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Motswai v House and Home (NCT/33263/2015/75(1)(b)) [2017] ZANCT 57 (13 April 2017)
The Tribunal refused leave to refer a consumer complaint because the sale predated the CPA’s commencement and the complaint was time-barred.
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