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South Africa Case Law

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Civil Procedure [2022] ZAGPJHC 745

Firstrand Bank t/a Wesbank v Stuart (12175/2021)

Firstrand Bank t/a Wesbank v Stuart (12175/2021) [2022] ZAGPJHC 745 (6 October 2022)

The High Court dismissed an exception to particulars of claim, holding the pleading was not vague or embarrassing and disclosed a cause of action.

  • Exception To Particulars Of Claim
  • Instalment Sale Agreement
  • National Credit Act Interpretation
  • Vague And Embarrassing Pleading
  • Exception-to-particulars-of-claim
  • National-credit-act
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Commercial And Corporate [2019] ZAGPPHC 1005

Information Technology Consultants (Pty) Ltd t/a Intecon and Others v National Credit Regulator and Others (22556/2017)

Information Technology Consultants (Pty) Ltd t/a Intecon and Others v National Credit Regulator and Others (22556/2017) [2019] ZAGPPHC 1005 (20 November 2019)

The High Court dismissed Intecon’s declaratory application as premature, holding that the National Credit Tribunal process should run first.

  • National Credit Act Interpretation
  • Supplementary Agreements
  • Internal Remedies Exhaustion
  • Jurisdiction Of Tribunal
  • Promissory Notes
  • Service Fees Regulation
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Civil Procedure [2014] ZACC 20

De Klerk v Griekwaland Wes Korporatief Bpk (CCT 187/13)

De Klerk v Griekwaland Wes Korporatief Bpk (CCT 187/13) [2014] ZACC 20; 2014 (8) BCLR 922 (CC) (19 June 2014)

The Constitutional Court refused leave to appeal in a sequestration matter, holding that factual insolvency independently justified sequestration and the legal issue had become academic.

  • Sequestration
  • Act Of Insolvency
  • Debt Review
  • National Credit Act Interpretation
  • Factual Insolvency
  • Act-of-insolvency
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Civil Procedure [2010] ZAFSHC 173

Hattingh v Hattingh (4210/2010)

Hattingh v Hattingh (4210/2010) [2010] ZAFSHC 173; 2014 (3) SA 162 (FB) (23 December 2010)

The court found that the contract between the parties was not a credit agreement as defined by the National Credit Act. The agreement regulated the termination of joint business interests and did not establish a credit provider/consumer relationship. The defendant's reliance on section 129 of the Act was therefore misplaced, and the absence of a section 129 notice did not render the summons premature. The defendant failed to disclose any bona fide defence to the plaintiff's claim for summary judgment, and the court was satisfied that the plaintiff's case was unanswerable. Condonation for the…

  • Summary Judgment
  • Contract Breach
  • National Credit Act Interpretation
  • Secured Loan
  • Condonation Of Late Filing
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Civil Procedure [2010] ZAGPPHC 60

African Bank Limited v Additional Magistrate Myambo NO and Others (34793/2008)

African Bank Limited v Additional Magistrate Myambo NO and Others (34793/2008) [2010] ZAGPPHC 60; 2010 (6) SA 298 (GNP) (9 July 2010)

The High Court held that section 58 consent judgments remain available under the National Credit Act, but must comply with NCA notice and disclosure requirements.

  • Magistrates Courts Act Section 58
  • National Credit Act Interpretation
  • Judgment By Consent
  • Declaratory Relief
  • Reckless Credit
  • Over Indebtedness
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Commercial And Corporate [2009] ZANCT 6

Southern African Fraud Prevention Service Ltd v National Credit Regulator (NCT168/2009/54(1 )(T))

Southern African Fraud Prevention Service Ltd v National Credit Regulator (NCT168/2009/54(1 )(T)) [2009] ZANCT 6 (6 March 2009)

The Tribunal held that Fraud Service did not need to register as a credit bureau and set aside the NCR’s notice to cease.

  • National Credit Act Interpretation
  • Credit Bureau Registration
  • Statutory Exclusion
  • Payment For Services
  • Administrative Compliance
  • National-credit-act
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South Africa decisions are organised by court, judge, legal area and indexed issue so a practitioner can move from a proposition to a citable authority with the surrounding context intact.