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South Africa Case Law

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Banking And Finance [2024] ZANCT 54

Qabaka v Solomon and Another (NCT/297314/2023/141(1)(b))

Qabaka v Solomon and Another (NCT/297314/2023/141(1)(b)) [2024] ZANCT 54 (20 November 2024)

The Tribunal found a debt counsellor placed the applicant under debt review without consent, declared prohibited conduct, imposed a R250,000 fine, and ordered removal of the debt review status.

  • Debt Review
  • Prohibited Conduct
  • Administrative Fine
  • Credit Bureau Information
  • Non Referral
  • Consumer Protection
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Banking And Finance [2021] ZANCT 38

Sitemela v Old Mutual Finance (RF) (Pty) Ltd (NCT/164775/2020/141(1)(b))

Sitemela v Old Mutual Finance (RF) (Pty) Ltd (NCT/164775/2020/141(1)(b)) [2021] ZANCT 38 (16 August 2021)

The Tribunal found that the Applicant filed his application for leave to refer outside the prescribed 20-day period following the Regulator's notice of non-referral and failed to apply for condonation for the late filing. The Tribunal upheld the Respondent's preliminary objection on this ground. On the merits, the Tribunal considered the Regulator's detailed investigation and the Respondent's evidence, concluding that the Applicant's prospects of success and the relief sought did not warrant granting leave to refer. The Tribunal dismissed the remaining preliminary objections regarding clarity…

  • Reckless Lending
  • Affordability Assessment
  • Leave To Refer
  • Non Referral
  • Condonation
  • Consumer Credit
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South Africa decisions are organised by court, judge, legal area and indexed issue so a practitioner can move from a proposition to a citable authority with the surrounding context intact.