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South Africa Case Law

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Banking And Finance [2025] ZANCT 29

Visser v Van Zyl and Another (NCT/367612/2024/141(1)(b))

Visser v Van Zyl and Another (NCT/367612/2024/141(1)(b)) [2025] ZANCT 29 (31 May 2025)

The Tribunal dismissed an unopposed section 141(1)(b) application seeking relief for alleged debt review mismanagement and vehicle repossession.

  • National Credit Act
  • Debt Review
  • Prohibited Conduct Certificate
  • Non Referral Notice
  • Damages Claim
  • National-credit-act
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Commercial And Corporate [2019] ZANCT 127

Koloi v Ben Morgenrood Auto CC (NCT/119915/2018/75(1)(b))

Koloi v Ben Morgenrood Auto CC (NCT/119915/2018/75(1)(b)) [2019] ZANCT 127 (31 July 2019)

The Tribunal granted leave to refer a consumer complaint about defects in a new vehicle and directed the applicant to join ABSA, the vehicle financier, before the merits hearing.

  • Consumer Protection Act
  • Leave To Refer
  • Joinder Of Parties
  • Non Referral Notice
  • Consumer-protection-act
  • Leave-to-refer
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Banking And Finance [2019] ZANCT 155

Ndima and Another v Nedbank Limited and Another (NCT/121761/2018/141(1)(b))

Ndima and Another v Nedbank Limited and Another (NCT/121761/2018/141(1)(b)) [2019] ZANCT 155 (29 March 2019)

The Tribunal refused condonation for a late application to refer a credit dispute, finding the delay unjustified and prospects of success insufficient.

  • Condonation
  • Reckless Lending
  • Affordability Assessment
  • National Credit Act
  • Non Referral Notice
  • Reckless-lending
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Commercial And Corporate [2018] ZANCT 67

Vatsha v Shalom Motors (Pty) Ltd (NCT/95174/2017/75(1)(b))

Vatsha v Shalom Motors (Pty) Ltd (NCT/95174/2017/75(1)(b)) [2018] ZANCT 67 (15 May 2018)

The Tribunal granted leave to refer a consumer complaint after a non-referral notice, finding reasonable prospects of success and substantial importance.

  • Consumer Protection Act
  • Leave To Refer
  • Motor Vehicle Sale
  • Non Referral Notice
  • Consumer-protection
  • National-consumer-tribunal
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Commercial And Corporate [2018] ZANCT 149

Vatsha v Shalom Motors (Pty) Ltd (NCT/95174/2017/75(1)(b))

Vatsha v Shalom Motors (Pty) Ltd (NCT/95174/2017/75(1)(b)) [2018] ZANCT 149 (28 February 2018)

The Tribunal granted leave to refer a consumer complaint after a notice of non-referral, finding reasonable prospects of success and substantial importance.

  • Consumer Protection Act
  • Leave To Refer
  • Motor Vehicle Disputes
  • Non Referral Notice
  • Consumer-protection-act
  • Leave-to-refer
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Banking And Finance [2017] ZANCT 91

Singh v Firstrand Bank Limited and Another (NCT 68187/2016/141(1))

Singh v Firstrand Bank Limited and Another (NCT 68187/2016/141(1)) [2017] ZANCT 91 (17 March 2017)

The Tribunal found that the applicant failed to comply with the jurisdictional prerequisites for a direct referral: he did not apply for or obtain leave to refer the matter after receiving a non-referral notice from the Regulator, nor did he apply for condonation for late filing or non-compliance with the prescribed procedures and forms. The Tribunal held that it cannot grant condonation or leave of its own accord, as this would compromise its impartiality and procedural fairness. The application was therefore not properly before the Tribunal and could not be adjudicated. The Tribunal dismiss…

  • National Credit Act
  • Leave To Refer
  • Condonation
  • Non Referral Notice
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Banking And Finance [2017] ZANCT 54

Singh v Firstrand Bank Limited and Another (NCT68185/2016/141(1))

Singh v Firstrand Bank Limited and Another (NCT68185/2016/141(1)) [2017] ZANCT 54 (10 March 2017)

The Tribunal dismissed a direct referral against a bank because the applicant had not sought leave to refer or condonation after the Regulator's non-referral.

  • National Credit Act
  • Leave To Refer
  • Condonation
  • Non Referral Notice
  • National-credit-act
  • Leave-to-refer
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Civil Procedure [2013] ZANCT 52

Morewane v Credit Matters and Another (NCT/8292/2013/141(1) NCA)

Morewane v Credit Matters and Another (NCT/8292/2013/141(1) NCA) [2013] ZANCT 52 (8 November 2013)

The Tribunal found the NCR had not properly investigated a debt review complaint and sent the matter back for a fresh investigation under the National Credit Act.

  • Debt Review
  • Non Referral Notice
  • Prohibited Conduct
  • Condonation
  • Consumer Protection
  • Debt-review
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Competition Law [2002] ZACT 6

Hayley Ann Cassim and Others v Virgin Active South Africa (Pty) Ltd

Hayley Ann Cassim and Others v Virgin Active South Africa (Pty) Ltd [2002] ZACT 6 (4 February 2002)

The Tribunal held that an interim relief application lapsed when no complaint referral followed a notice of non-referral, and it ordered the claimants to pay costs.

  • Interim Relief
  • Costs Award
  • Complaint Referral
  • Non Referral Notice
  • Competition-law
  • Interim-relief
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Competition Law [2001] ZACT 40

SAD Holdings Limited and Another v Competition Commission in re: Competition Commission v SAD Holdings Limited and Another

SAD Holdings Limited and Another v Competition Commission in re: Competition Commission v SAD Holdings Limited and Another [2001] ZACT 40 (23 October 2001)

The Tribunal held that the Competition Commission’s referral was out of time and that it had no power to condone the lapse after the one-year period expired.

  • Jurisdiction Of Competition Tribunal
  • Referral Time Limits
  • Non Referral Notice
  • Condonation Of Non Compliance
  • Competition-law
  • Jurisdiction
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South Africa decisions are organised by court, judge, legal area and indexed issue so a practitioner can move from a proposition to a citable authority with the surrounding context intact.