First Rand Bank Limited v Engelbrecht and Another (010183/2022)
First Rand Bank Limited v Engelbrecht and Another (010183/2022) [2025] ZAGPPHC 250 (2 March 2025)
The court held that the particulars of claim need only set out the cause of action, and the Rule 46A requirements may be satisfied by a separate application or supporting affidavit. The summary judgment and Rule 46A application were properly brought together, and the defendants did not oppose the Rule 46A application. The alleged payment holiday was not substantiated with sufficient detail and did not constitute a valid pactum de non petendo. The section 129 notice was dispatched to the defendants' nominated address, fulfilling statutory requirements. The defendants failed to demonstrate any…
Source excerpt
- Rule 46a Execution
- Summary Judgment
- Mortgage Foreclosure
- National Credit Act Section 129
- Pactum De Non Petendo
- Right To Housing