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South Africa Case Law

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Banking And Finance [2015] ZANCT 18

National Credit Regulator v Hirst (NCT/22133/2015/57(1))

National Credit Regulator v Hirst (NCT/22133/2015/57(1)) [2015] ZANCT 18 (29 October 2015)

Court
National Consumer Tribunal
Case number
NCT/18888/2014/57(1)
Judges
D Terblanche, L Best, N Sephoti

The Tribunal found multiple National Credit Act breaches by the respondent, declared the conduct prohibited, and imposed a R500,000 administrative fine.

  • Reckless Credit
  • Affordability Assessment
  • Negative Option Marketing
  • Prohibited Collection Practices
  • Prescribed Form Of Agreement
  • Premature Enforcement
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Banking And Finance [2015] ZANCT 24

National Credit Regulator v Mega Financial Services (NCT/18888/2014/57(1))

National Credit Regulator v Mega Financial Services (NCT/18888/2014/57(1)) [2015] ZANCT 24 (27 May 2015)

Court
National Consumer Tribunal
Case number
NCT/18888/2014/57(1)
Judges
D Terblanche, L Best, N Sephoti

Default judgment finding repeated National Credit Act breaches, with conduct declared prohibited and a R500,000 administrative fine imposed.

  • Reckless Credit
  • Affordability Assessment
  • Negative Option Marketing
  • Unlawful Retention Of Bank Cards
  • Prescribed Form Of Agreement
  • Premature Enforcement
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About this LexChat collection

South Africa decisions are organised by court, judge, legal area and indexed issue so a practitioner can move from a proposition to a citable authority with the surrounding context intact.

Source links and collection timestamps are retained alongside the indexed records.