M.D.L v Liberty Group Limited (3387/2023)
M.D.L v Liberty Group Limited (3387/2023) [2024] ZAECQBHC 70 (19 November 2024)
The court found that the respondent complied with Rule 17.6.3(a) of the Policyholder Protection Rules by providing the applicant with a detailed repudiation letter that set out the reasons for the decision in plain language. The applicant did not dispute the contents of the letter but rather questioned why the respondent did not access information from previous applications. The court held that the applicant was required to disclose all material facts during the new application process and that the respondent was under no obligation to search its records for prior disclosures unless specifica…
Source excerpt
- Long Term Insurance Act
- Policyholder Protection Rules
- Non Disclosure
- Repudiation Of Insurance Claim
- Contractual Obligations