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South Africa Case Law

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Banking And Finance [2021] ZANCT 44

National Credit Regulator v Golden Mile Loans CC t.a Cash 4 U (NCT/158460/2020/57(1))

National Credit Regulator v Golden Mile Loans CC t.a Cash 4 U (NCT/158460/2020/57(1)) [2021] ZANCT 44 (28 April 2021)

Court
National Consumer Tribunal
Case number
NCT/158460/2020/57(1)
Judges
A Potwana, K Moodaliyar, L Best

The National Consumer Tribunal postponed the hearing sine die to allow settlement negotiations, with a default hearing date if settlement failed.

  • National Credit Act
  • Credit Provider Registration
  • Reckless Lending
  • Affordability Assessment
  • Service Fee Regulation
  • Postponement Of Hearing
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Banking And Finance [2019] ZANCT 50

National Credit Regulator v Pandero Investments 503 CC t/a Iwita Finance (NCT/113131/2018/57(1))

National Credit Regulator v Pandero Investments 503 CC t/a Iwita Finance (NCT/113131/2018/57(1)) [2019] ZANCT 50 (11 March 2019)

Court
National Consumer Tribunal
Case number
NCT/113131/2018/57(1)
Judges
T Woker, J Simpson, B Dumisa

The Tribunal found the credit provider engaged in reckless lending and induced supplementary agreements that increased service fees beyond statutory limits.

  • National Credit Act
  • Reckless Lending
  • Affordability Assessment
  • Service Fee Regulation
  • Supplementary Agreements
  • National-credit-act
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About this LexChat collection

South Africa decisions are organised by court, judge, legal area and indexed issue so a practitioner can move from a proposition to a citable authority with the surrounding context intact.

Source links and collection timestamps are retained alongside the indexed records.