C.M.M v Discovery Life (2023-013519)
C.M.M v Discovery Life (2023-013519) [2024] ZAGPPHC 989 (26 September 2024)
The applicant lacks locus standi to claim benefits under the Group Life Policy, as there is no privity of contract between her (or the deceased employee) and the respondent insurer. The policy was concluded between the respondent and the employer, with benefits payable to the employer according to its instructions. The doctrine of stipulatio alteri does not apply, as there was no acceptance of benefit by the applicant or her daughter that would make them contracting parties. The respondent's requirement for an Unabridged Birth Certificate as proof of paternity is a valid contractual precondit…
Source excerpt
- Group Life Policy
- Locus Standi
- Stipulatio Alteri
- Contractual Privity
- Specific Performance