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South Africa Case Law

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Banking And Finance [2018] ZANCT 28

National Credit Regulator v Self Discovery Cash and Marketing CC (NCT/71714/2016/140(1))

National Credit Regulator v Self Discovery Cash and Marketing CC (NCT/71714/2016/140(1)) [2018] ZANCT 28 (9 January 2018)

Court
National Consumer Tribunal
Case number
NCT/71714/2016/140(1)
Judges
T Woker, A Potwana, X May

The Tribunal found repeated National Credit Act breaches, cancelled the respondent’s credit-provider registration, and imposed a R100,000 fine.

  • National Credit Act
  • Affordability Assessment
  • Unlawful Contractual Terms
  • Interest Rate Regulation
  • Emoluments Attachment Orders
  • Administrative Penalty
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Banking And Finance [2011] ZAWCHC 294

Firstrand Bank Ltd formerly known as First National Bank of Southern Africa v Provan

Firstrand Bank Ltd formerly known as First National Bank of Southern Africa v Provan [2011] ZAWCHC 294; ; 4985/2010 (17 June 2011)

Court
Western Cape High Court, Cape Town
Case number
4985/2010
Judge
A.G. Binns-Ward

Summary judgment was granted to a bank on a mortgage-backed debt claim. The court rejected a National Credit Act challenge based on an allegedly deceptive clause.

  • National Credit Act
  • Summary Judgment
  • Mortgage Bond Enforcement
  • Unlawful Contractual Terms
  • Summary-judgment
  • National-credit-act
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About this LexChat collection

South Africa decisions are organised by court, judge, legal area and indexed issue so a practitioner can move from a proposition to a citable authority with the surrounding context intact.

Source links and collection timestamps are retained alongside the indexed records.