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South Africa Case Law

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Admiralty And Maritime [2025] ZAKZDHC 5

Chard v Old Mutual Insurance Limited (A66/2017)

Chard v Old Mutual Insurance Limited (A66/2017) [2025] ZAKZDHC 5 (17 January 2025)

The court found that the defendant's proposed amendment lacked sufficient particularity as required by Uniform Rule 18(4), failing to specify the material facts regarding the alleged refusal by the plaintiff to fund oil replacement. The amendment contradicted the defendant's existing pleadings and did not raise a triable issue. Granting the amendment would prejudice the plaintiff, who would be embarrassed and unable to respond adequately. The application was not mala fide, but the absence of necessary averments and the contradiction with prior pleadings rendered the amendment excipiable and i…

  • Amendment Of Pleadings
  • Warranties In Insurance
  • Prejudice In Pleadings
  • Rule 18 Particularity
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Commercial And Corporate [2005] ZASCA 95

Parsons Transport (Pty) Ltd v Global Insurance Ltd (345/2004)

Parsons Transport (Pty) Ltd v Global Insurance Ltd (345/2004) [2005] ZASCA 95; 2006 (1) SA 488 (SCA) (29 September 2005)

The Supreme Court of Appeal held that the insurance contract between the parties was valid and binding from 1 December 2002, and that payment of the premium by 15 January 2003 was not a suspensive condition or condition precedent to the operation of the contract. The warranties cited by the appellant were material terms, not suspensive conditions, and did not render the contract inoperative upon non-payment. The introductory clause and the warranties did not suspend the insurer's obligations, but merely recited the appellant's obligation to pay the premium. The appellant enjoyed insurance cov…

  • Insurance Contracts
  • Premium Payment
  • Suspensive Conditions
  • Warranties In Insurance
  • Specific Performance
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South Africa decisions are organised by court, judge, legal area and indexed issue so a practitioner can move from a proposition to a citable authority with the surrounding context intact.