Esheria Regulatory Atlas

Banking and finance in United States — Iowa

Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.

710 matching statutes

• United States — Iowa

  Iowa Code § 518.14 - Investments

  1 provisions

  County mutual insurance associations must follow this section’s investment limits and holding rules.

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• United States — Iowa

  Iowa Code § 524.1106 - Fees paid to an affiliate — approval by superintendent

  1 provisions

  State banks must follow federal affiliate-transaction rules for certain service contracts, and the superintendent may review those arrangements and act on unreasonable fees.

  Code Open & Chat

• United States — Iowa

  Iowa Code § 554.3503 - Notice of dishonor

  1 provisions

  Notice of dishonor must be given before the endorser’s or drawer’s obligation can be enforced, and it may be given by any person in a commercially reasonable way.

  Notice Open & Chat

• United States — Iowa

  Iowa Code § 524.221 - Preservation of bank records — statute of limitations

  1 provisions

  A state bank may keep copies instead of originals, but must not destroy account records showing unpaid depositor balances, and records generally need not be kept more than seven years. The section also sets special rules for when contract-based claims against a state bank accrue and when they must be brought.

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• United States — Iowa

  Iowa Code § 554.4403 - Customer’s right to stop payment — burden of proof of loss

  1 provisions

  A customer or authorized signer may stop payment or close an account by giving the bank a sufficiently clear order, and the customer bears the burden of proving loss if the bank pays despite the order.

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• United States — Iowa

  Iowa Code § 524.707 - Removal of officers or employees

  1 provisions

  The board of directors may remove an officer or employee if it decides that doing so serves the best interests of the state bank.

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• United States — Iowa

  Iowa Code § 261A.19 - Investment of funds of authority

  1 provisions

  The authority may invest funds only in listed safe instruments, subject to an exception in section 261A.18(3), and purchased securities must mature or be redeemable before the money is needed.

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• United States — Iowa

  Iowa Code § 81.3 - Establishment of DNA database and DNA data bank

  1 provisions

  The division of criminal investigation must run a state DNA database and data bank, profile submitted DNA samples, and keep DNA records for required sample submitters.

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• United States — Iowa

  Iowa Code § 190B.201 - Iowa emergency food purchase program — fund

  1 provisions

  Creates an Iowa emergency food purchase program fund, assigns administration to the department of agriculture and land stewardship, and requires a managing Iowa food bank association to distribute food and report to the department.

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• United States — Iowa

  Iowa Code § 524.1413 - Approval of conversion by superintendent

  1 provisions

  The superintendent must review a conversion application, decide on it within 90 days after processing, and may require reimbursement of application expenses before the decision is received.

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• United States — Iowa

  Iowa Code § 554.4210 - Security interest of collecting bank in items, accompanying documents and proceeds

  1 provisions

  A collecting bank gets and can keep a security interest in deposited items, related documents, and proceeds when credit is withdrawn or applied, credit is available as of right, or the bank makes an advance.

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• United States — Iowa

  Iowa Code § 524.819 - Clearing checks at par

  1 provisions

  A state bank must clear checks drawn on it at par, unless the checks are received as special collection items.

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• United States — Iowa

  Iowa Code § 554.3103 - Definitions

  1 provisions

  This section defines terms used in Article 3, including acceptor, drawee, drawer, maker, order, promise, ordinary care, party, prove, and remitter.

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• United States — Iowa

  Iowa Code § 524.705 - Bonds of officers and employees

  1 provisions

  Certain state bank officers and employees must post a bond, and the board of directors and superintendent have approval or increase powers over the bond amount.

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• United States — Iowa

  Iowa Code § 524.536 - Shareholders’ voting list for meeting

  1 provisions

  A state bank must prepare and maintain a shareholders’ voting list, and shareholders may inspect it under specified conditions.

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• United States — Iowa

  Iowa Code § 554.4503 - Responsibility of presenting bank for documents and goods — report of reasons for dishonor — referee in case of need

  1 provisions

  A presenting bank must handle documentary drafts in specified ways, including when to deliver documents, what to do after dishonor, and when it may use a referee in case of need.

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• United States — Iowa

  Iowa Code § 524.709 - Duty to make records available to superintendent

  1 provisions

  State bank officers and employees must make all state bank records available to the superintendent.

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• United States — Iowa

  Iowa Code § 554.12401 - Payment date

  1 provisions

  Defines “payment date” for a payment order and says it may be set by the sender’s instruction, but not earlier than receipt by the beneficiary’s bank; otherwise it is the receipt day.

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• United States — Iowa

  Iowa Code § 524.530 - State bank’s acquisition of its own shares

  1 provisions

  A state bank may buy its own shares only with the superintendent’s prior approval.

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• United States — Iowa

  Iowa Code § 536C.14 - Enforcement

  1 provisions

  The superintendent of banking must enforce this chapter for non-exempt banks, and the superintendent of credit unions must enforce it for non-exempt credit unions.

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