Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
710 matching statutes
United States — Iowa
1 provisions
An insurance company, bank, or other obligor paying under its policy or obligation is not liable under section 633.535 unless it has already received written notice at its home office or principal address.
United States — Iowa
1 provisions
State bank shareholders generally do not have preemptive rights to buy unissued shares unless the articles of incorporation provide for them.
United States — Iowa
1 provisions
A state bank may acquire property to secure or satisfy a good-faith loan or investment, but it must sell or dispose of certain acquired property within set time limits.
United States — Iowa
1 provisions
On private property next to a public lake or stream, the natural bank may not be removed unless the commission gives permission.
United States — Iowa
1 provisions
The superintendent may impose a daily penalty of up to $1,000 on a state bank for certain banking and advertising violations.
United States — Iowa
1 provisions
Shareholder meetings for a state bank may be held at locations set by the articles or bylaws; if not, meetings go to the bank’s principal place of business.
United States — Iowa
1 provisions
State law does not make bank or trust company payments, certifications, acceptances, or similar transactions invalid just because they happen on a legal holiday or outside regular banking hours, if they could have been done on another day.
United States — Iowa
1 provisions
A bank does not have to pay most checks presented more than six months after the check date, but it may still charge the customer’s account if it pays in good faith.
United States — Iowa
1 provisions
The superintendent must investigate merger applications and then approve or disapprove them within the stated time. If approved, the merger plan cannot later be modified; the parties must also reimburse the superintendent’s expenses.
United States — Iowa
1 provisions
A state bank must keep an accurate list of specified officers, directors, shareholders, and share counts, and send a copy to the superintendent within 10 days after each annual shareholders’ meeting.
United States — Iowa
1 provisions
State mutual insurance associations must follow this section’s investment rules, including holding investments in their own name or a nominee, staying within stated percentage limits, and getting commissioner approval for certain real estate actions.
United States — Iowa
1 provisions
The superintendent may appoint a banking division employee as deputy when the superintendent is absent or unable to act, and may remove that deputy at will.
United States — Iowa
1 provisions
A power of attorney can authorize an agent to handle many banking and financial-institution tasks.
United States — Iowa
1 provisions
A state bank’s articles of incorporation must include specified basic information and be signed by all incorporators.
United States — Iowa
1 provisions
The superintendent may examine affiliates of a state bank and may require suspected affiliates to provide information.
United States — Iowa
1 provisions
A state bank that has begun business may seek voluntary dissolution if shareholders approve it, and the superintendent must investigate a filed plan of dissolution.
United States — Iowa
1 provisions
A customer or collecting bank that transfers an item for value gives warranties to later holders, and if the item is dishonored, the transferor must pay the amount due; warranty disclaimers are limited.
United States — Iowa
1 provisions
Account holders in a mutual state bank become members, may vote by account value, and no member may cast more than 1,000 member votes.
United States — Iowa
1 provisions
A holder generally may not deduct a presentment-failure charge from an instrument amount unless specific written-contract and regular-practice conditions are met.
United States — Iowa
1 provisions
The department must deposit the patients’ personal deposit fund in a bank account, may earn interest on excess deposits when withdrawals are lower, and the account’s interest may be used for patient recreation at the resource center.