Esheria Regulatory Atlas
Financial services, banking, payments, credit, securities, and regulated finance. These records come from release legal-2026.07.26-907 and link directly to stored legal text.
710 matching statutes
United States — Iowa
1 provisions
State bank officers take their authority and duties from the articles, bylaws, or board resolution, and they can be liable for incorrect information or willful/negligent violations.
United States — Iowa
1 provisions
State bank share certificates must be issued and signed in a specified way, include required information, and cannot be issued until the share is fully paid.
United States — Iowa
1 provisions
Banks and certain affiliates that outsource a covered service remain subject to the superintendent’s regulation and examination.
United States — Iowa
1 provisions
The superintendent must enforce Iowa’s consumer credit code for banks and help the administrator carry out their duties.
United States — Iowa
1 provisions
A state bank may not do business or accept deposits until it gets authorization from the superintendent, except for limited startup activities.
United States — Iowa
1 provisions
After a conversion, a resulting state bank, national bank, or federal savings association is treated as if it were a party to a merger plan under section 524.1009.
United States — Iowa
1 provisions
The bank’s board must review internal controls, determine audit needs, and record the planned audit procedures at least once each year; the superintendent may require more comprehensive auditing.
United States — Iowa
1 provisions
State-bank shareholders set directors’ compensation and may approve deferred-compensation plans; the board may make limited plan changes without shareholder approval; directors may be reimbursed for reasonable expenses.
United States — Iowa
1 provisions
A bank may set a cutoff hour of 2:00 p.m. or later for handling money and items and making book entries.
United States — Iowa
1 provisions
After a state bank is involuntarily dissolved, the superintendent must file notice with the secretary of state, and the secretary of state may not charge a filing fee.
United States — Iowa
1 provisions
A state bank subject to supervision by the superintendent must pay superintendent-set fees, and late payment triggers an extra charge.
United States — Iowa
1 provisions
The court may appoint certain nonresidents as fiduciaries if the stated conditions are met.
United States — Iowa
1 provisions
The division of banking may preserve its records in film or electronic form, and may adopt a retention policy allowing destruction of certain email communications older than six months.
United States — Iowa
1 provisions
Certain state bank officers, employees, and directors must provide personal financial statements when asked.
United States — Iowa
1 provisions
A person who willfully does banking-type business without complying with section 524.107(1) commits a serious misdemeanor. The superintendent may also impose a daily penalty of up to $1,000 on a state bank that violates section 524.1201.
United States — Iowa
1 provisions
If an examination shows a bank office is operating in violation of section 524.1201, the superintendent may revoke the office’s approval right away.
United States — Iowa
1 provisions
A bank or trust company acting as a fiduciary may invest and reinvest fiduciary funds in certain registered investment company or trust securities, if the stated portfolio and authority conditions are met.
United States — Iowa
1 provisions
Dealers or brokers buying livestock must pay the seller on time and use the allowed payment methods.
United States — Iowa
1 provisions
A state bank’s board may declare dividends, and the bank may pay them, but only under chapter and charter restrictions, out of undivided profits, and not if the superintendent restricts them.
United States — Iowa
1 provisions
The board may create an executive committee or other committees if the articles or bylaws allow it and the board approves by majority resolution.