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Insurance law 2023 BCCA 82

Watson v. Fatin

The Court of Appeal set aside a 20% contingency reduction to Part 7 deductions from a future care award, finding it unsupported by evidence of non-payment risk.

  • No-fault benefits
  • Deduction under s.83 insurance (vehicle) act
  • Future care damages
  • Contingency reduction
  • Icbc waiver of conditions
  • No-fault-benefits
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Insurance law 2021 BCSC 1935

Purewal v. Uriarte

The court determined which Part 7 benefits and related payments must be deducted from a personal injury damages award, while rejecting deduction of uncertain future disability benefits and yoga costs.

  • No-fault benefits
  • Statutory deductions under s.83
  • Future care benefits
  • Disability benefits / ttd
  • Homemaking benefits
  • Special damages
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Insurance law 2021 BCCA 315

Del Bianco v. Yang

The Court of Appeal held that future massage therapy costs had to be deducted as Part 7 benefits, and that ICBC’s written waiver of ongoing certification was valid.

  • No-fault benefits
  • Deduction under s.83
  • Future care damages
  • Waiver of regulatory requirement
  • Icbc obligations
  • Evidence admissibility
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Insurance law 2020 BCSC 2041

McColl v. Sullivan

The court deducted specified Part 7 benefits from a future care award, finding ICBC had unequivocally agreed to pay them and that the challenged treatments were rehabilitative.

  • No-fault benefits
  • Part 7 benefits
  • Statutory deductions under s.83
  • Future care costs
  • Mandatory vs discretionary benefits
  • Insurance-law
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Torts 2017 BCSC 1904

Blenkarn v. Mills

The court held the plaintiff beat the defendants’ settlement offer after accounting only for deductible no-fault benefits, and awarded costs throughout.

  • Apportionment of liability
  • No-fault benefits
  • Settlement offers
  • Costs awards
  • Negligence act s.3(1)
  • Insurance (vehicle) act s.83(2)
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Insurance law 2016 BCSC 27

Manitoba Public Insurance v. Dybhaun

The court held that MPI could advance a subrogated claim for a permanent impairment benefit, but the benefit was similar to B.C. accident benefits and fell within s. 83 of the IVA.

  • No-fault benefits
  • Permanent impairment benefit (pi benefit)
  • Benefits similarity
  • Collateral benefits rule
  • Release/deduction under s.83 iva
  • Subrogation
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Insurance law 2015 BCSC 1236

Middleton v. Heerlein

The court held that Matilda v. MacLeod still governed and dismissed two subrogation applications by Progressive seeking reimbursement of benefits paid to the Middletons.

  • Subrogation
  • No-fault benefits
  • Release of claim
  • Provincial legislative competence
  • Extra-provincial insurance contracts
  • Interpretation of ss.83 and 84
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Insurance law 2014 BCSC 1883

Symons v. Insurance Corporation of British Columbia

The court held that a claimant who once qualified for Part 7 TTDs may revive them after returning to work if still totally disabled from the original accident.

  • No-fault benefits
  • Temporary total disability
  • Rehabilitation benefits
  • Revival/reinstatement of benefits
  • Causation
  • Temporary-total-disability
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Conflict of laws 2014 BCSC 516

Ngo v. Luong

The court held Saskatchewan’s Automobile Accident Insurance Act remains substantive law, so it applies in British Columbia and the plaintiff’s declaration was dismissed.

  • Substantive vs procedural law
  • Lex loci delicti
  • Choice of law
  • Tort election
  • No-fault benefits
  • Forum shopping
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Insurance law 2012 BCSC 2068

McCord v. Insurance Corporation of British Columbia

The court held that Western Assurance could not rely on s. 57(1.1) of Ontario’s Statutory Accident Benefits Schedule to limit benefits under the policy.

  • No-fault benefits
  • Statutory accident benefits
  • Out-of-province insurer undertaking (pau)
  • Coverage limits
  • Territorial application of insurance laws
  • Insurance-law
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Canada decisions are organised by court, judge, legal area and indexed issue so a practitioner can move from a proposition to a citable authority with the surrounding context intact.