Search judgments by proposition, citation, court, judge or legal topic, then move directly into the source-grounded case analysis.
Results update automatically as you type.
England and Wales decisions
Decisions matching the current search
Costs judgment in four linked judicial review claims. Barclays’ recoverable costs were reduced by 8%; Santander, NatWest and Vanquis recovered their costs in full.
The court found that the 2019 Facility was valid, supported by consideration, free from duress, unconscionable dealing, or unfair relationship, and enforceable against Mr Marlow. The Option agreement was breached by LFL granting leases with rights of way, constituting a substantial breach, and was validly terminated, entitling the Claimant as assignee to recover the sums paid.
Source excerpt
The Court of Appeal dismissed an appeal over mortgage pricing and consumer credit remedies, holding TSB could vary the inherited rate and section 140A(5) barred relief tied to regulated mortgages.
Breeze & Ors v TSB Bank PLC [2026] EWCA Civ 32 (30 January 2026)
The Court of Appeal dismissed borrowers’ appeal, holding TSB could charge the inherited Whistletree SVR and that section 140A(5) bars CCA relief tied to regulated mortgages.
Wey Bridging Finance Ltd v Marlow & Anor [2026] EWHC 485 (Ch) (23 January 2026)
The High Court held that the claimant could recover a £1.3 million loan and sums under an option agreement, rejecting defences based on duress, unconscionability and unfair relationship.
Saxby Finance Ltd v Baker [2025] EWHC 2919 (KB) (07 November 2025)
High Court appeal on an unfair relationship under the Consumer Credit Act, with issues on pleadings, remedy, data protection damages and costs.
The second legal charge was a sham, procured by undue influence and unfair under the Consumer Credit Act 1974; the Claimant failed to prove entitlement to surplus funds or existence/assignment of the alleged debt; the Defendant failed to prove the counterclaim for unpaid rent and deposit.
Source excerpt
High Court appeal on an unfair credit relationship, remedy quantum, data protection damages, and costs. The unfair relationship finding was upheld, but the remedy and costs orders were set aside and remitted.
Ciddy Ltd v Natalia [2025] EWHC 1616 (Ch) (04 July 2025)
Bankruptcy petition dismissed where the debtor raised substantial disputes about unfair relationship under the Consumer Credit Act and a potentially penal default interest clause.
The High Court dismissed Israel Russell’s professional negligence claim against his former barrister, holding that the relevant Consumer Credit Act points were pleaded and no loss was proved.
Explore more
