RAMA BAI versus M/S AMIT MINERALS THROUGH INCHARGE OFFICER/COMPETENT OFFICER & ANRS.
Although the driver was not holding a valid driving licence and that fact exonerated the insurer from liability under the policy, the Supreme Court affirmed the High Court's enhanced award but directed that the insurer must satisfy the award (pay the claimant), and that the insurer may thereafter recover the amount from the insured-owner (application of the 'pay and recover' principle).
Source excerpt
- Doctrine of pay and recover
- Validity of driving licence
- Breach of insurance policy conditions
- Assessment of compensation