THE ROYAL SUNDARAM ALLIANCE INSURANCE COMPANY LIMITED versus SMT. HONNAMMA & ORS.
Because the insured tractor was the root cause of the sequence of events leading to the trailer overturning and the death, the insurer of the tractor is liable for the compensation awarded for that accident; however, the insurer's liability is subject to the limits provided by the policy or by law (whichever is higher), and in this case the appellant's liability shall in no event be less than Rs.9,50,000; the High Court's enhancement and allocation of liability to the insurer are upheld subject to the stated contractual/statutory caps and right of the insurer to recover any differential from…
Source excerpt
- Fatal accident
- Liability of insurance company
- Trailer attached to tractor
- Chain of causation
- Enhancement of compensation
- Statutory limits of insurer's liability