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Jersey Case Law

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Banking and finance [2025] JCA 265

Representation of Prospect Capital Security Trustees Limited (Court of Appeal : Appeal

Representation of Prospect Capital Security Trustees Limited (Court of Appeal : Appeal (Civil) : Le Cocq : Debt) [2025] JCA 265 (17 October 2025)

The Court of Appeal refused leave to appeal against a Royal Court judgment and AVCD, holding the challenge had no real prospect of success.

  • Enforcement of security
  • Interest rates
  • Human rights in enforcement proceedings
  • Procedural irregularity
  • Jurisdiction to set aside orders
  • Leave-to-appeal
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Contract law [2019] JRC 252

The Florida Foundation v Jeanne

The Florida Foundation v Jeanne [2019] JRC 252 (20 December 2019)

The Royal Court allowed default interest at 12% until judgment, then reduced it to 7% until repayment, and disallowed claimed penalty interest and administrative costs.

  • Loan agreements
  • Interest rates
  • Default provisions
  • Frustration of contract
  • Costs
  • Loan-agreement
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Contract law [2013] JRC 160

Home Farm Development Limited -v- HJL Holdings Ltd and Lingard

Home Farm Development Limited -v- HJL Holdings Ltd and Lingard [2013] JRC 160 (07 August 2013)

The Royal Court refused leave to appeal against a consent order on interest rates, holding there was no clear case of error and the respondents could not resile from the deal.

  • Consent orders
  • Interest rates
  • Joint venture agreements
  • Leave to appeal
  • Mistake by counsel
  • Consent-orders
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Contract law [2012] 2 JLR 297

Doorstop Ltd. v Gillman

Doorstop Ltd. v Gillman [2012] 2 JLR 297 (01 November 2012)

The court held that interest on money loans at customary law must be moderate or reasonable and assessed in light of the contract and surrounding circumstances.

  • Money lending
  • Interest rates
  • Customary law
  • Reasonableness of interest
  • Contract-law
  • Banking-law
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Contract law [2003] JRC 232

Singer v Thomas

Singer v Thomas [2003] JRC 232 (19 December 2003)

The Jersey Royal Court enforced a loan bond requiring repayment of ÂŁ170,000, holding the plaintiff liable for the amount actually received plus default interest.

  • Loan agreements
  • Interest rates
  • Enforceability of contracts
  • Tax avoidance
  • Penalty clauses
  • Loan-agreements
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Jersey decisions are organised by court, judge, legal area and indexed issue so a practitioner can move from a proposition to a citable authority with the surrounding context intact.