SANLAM AG Plc v BIZIMANA
SANLAM AG Plc failed to prove that the insured driver or Bizimana VĂ©daste acted with the specific intent to cause harm (faute intentionnelle). The insured's and victim's actions, while negligent, did not amount to intentional conduct that would exclude insurance coverage. The victim's fault was not the sole cause of the accident, nor was it intentional. Therefore, SANLAM remains liable for compensation under Rwandan law.
Source excerpt
- Motor vehicle accident compensation
- Insurer liability
- Intentional torts
- Contributory negligence
- Damages