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Rwanda Case Law

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Insurance law RCA 00005/2023/HC/RSZ

SANLAM v NYIRAKOMINI NABANDI

The High Court held SANLAM was not liable for compensation because the deceased was not covered by the insurance policy, which covered only the driver.

  • Motor vehicle insurance
  • Liability exclusion
  • Interpretation of insurance contracts
  • Compensation for road accidents
  • Motor-vehicle-insurance
  • Insurance-contract-interpretation
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Insurance law RCA00079/2022/HC/RWG

SANLAM INSURANCE COMPANY LTD v KIZANYE N’ABANDI

The insurer is not liable for damages resulting from an accident where the insured vehicle was driven by an unlicensed driver and carried unauthorized passengers, as these acts constitute a fundamental breach of the insurance contract, excluding coverage for both the insured and third parties.

  • Motor vehicle insurance
  • Liability exclusion
  • Breach of insurance contract
  • Unauthorized driver
  • Overloading passengers
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Rwanda decisions are organised by court, judge, legal area and indexed issue so a practitioner can move from a proposition to a citable authority with the surrounding context intact.