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Bezuidenhout v Absa Bank Limited (NCT/292129/2023/141(1)(b)) [2025] ZANCT 21 (8 April 2025)
The National Consumer Tribunal dismissed a consumer’s section 141(1)(b) NCA application against ABSA, finding no NCA duty to supply the requested documents.
Kunene v Isaacs and Another (NCT/333308/2024/141(1)(b)) [2025] ZANCT 4 (14 February 2025)
The Tribunal held that the applicant was placed under debt review without consent and ordered removal of the status from the Debt Help System and notification of credit bureaus.
Tarica and Another v City of Johannesburg Metropolitan Municipality (2023/044543) [2025] ZAGPJHC 46 (27 January 2025)
The court found that the applicants had raised a valid and ongoing dispute regarding the accuracy of the municipal account, satisfying all statutory requirements under section 102(2) of the Municipal Systems Act. The respondent failed to discharge its burden of proving the correctness of the charges, particularly those based on faulty or removed meters and implausible consumption figures. The respondent's argument that its internal policy could suspend the operation of prescription was rejected; the Prescription Act applies independently of municipal administrative practices. Charges older th…
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Morwalele v Imas Co-Operative Limited and Another (NCT/334154/2024/141(1)(b)) [2024] ZANCT 61 (29 October 2024)
The Tribunal found that the applicant's application for condonation was not inordinately late, but the merits of the main application were poor. Section 121 of the National Credit Act did not apply to the credit agreement in question, and even if it did, the applicant failed to deliver notice of termination within the prescribed five-day period. The applicant's complaint regarding the lack of an affordability assessment was time-barred under section 166, as more than three years had elapsed since the relevant act or omission. Given the lack of prospects of success and the interests of justice…
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Malesa v DMC Debt Management, A Division of OPCO 365 (Pty) Ltd (NCT/226906/2022/141(1)(b)) [2023] ZANCT 9 (12 January 2023)
The Tribunal found the respondent contravened the National Credit Act by reloading and pursuing a prescribed debt listing, and ordered removal of the adverse credit listing.
Sheperd v Claremont Holdings (Pty) Ltd (NCT/220990/2022/75(1)(b)) [2022] ZANCT 65 (6 December 2022)
The Tribunal dismissed a consumer claim over an alleged vehicle leak, finding no proven material defect and no contravention of the Consumer Protection Act.
Steffens v Boylen (NCT- 232776-2022-Section 141(1) (b)) [2022] ZANCT 61 (29 October 2022)
The Tribunal refused leave to refer a debt-review complaint because the application was brought outside the three-year limit in section 166 of the NCA.
Cronje and Another v Standard Bank of South Africa Limited (NCT/110384/2018/148(1)) [2018] ZANCT 135 (4 October 2018)
The Tribunal upheld an appeal against refusal of condonation, finding the late filing was not excessive and that the applicants had reasonable prospects of success.
Geldenhys v Makro (NCT/1271/2016/114(1)NCA) [2017] ZANCT 12 (16 February 2017)
The Tribunal granted a consumer’s section 114 NCA application and ordered Makro to provide account statement information within 22 business days.
Biyela v Capitec (NCT/71273/2016/114(1)NCA) [2017] ZANCT 13 (15 February 2017)
The Tribunal granted a default application under the National Credit Act and ordered Capitec to provide the consumer with a statement of account within 22 business days.
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