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South Africa Case Law

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Banking And Finance [2021] ZANCT 17

Munyai v ABSA Bank Limited (NCT/139298/2019/141(1)(b))

Munyai v ABSA Bank Limited (NCT/139298/2019/141(1)(b)) [2021] ZANCT 17 (6 June 2021)

The Tribunal held that ABSA’s affordability assessment complied with the National Credit Act and dismissed Mr Munyai’s reckless-credit application.

  • Reckless Credit
  • Affordability Assessment
  • National Credit Act
  • Non Disclosure
  • Credit Provider Obligations
  • Reckless-credit
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Banking And Finance [2017] ZANCT 60

Joubert v Nedbank Ltd (NCT/74918/2017/114(1)NCA)

Joubert v Nedbank Ltd (NCT/74918/2017/114(1)NCA) [2017] ZANCT 60 (6 April 2017)

The Tribunal granted a default application compelling Nedbank to provide the consumer’s account statement under the National Credit Act within 22 business days.

  • National Credit Act
  • Consumer Statement Rights
  • Default Judgment
  • Credit Provider Obligations
  • National-credit-act
  • Consumer-statement-rights
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Civil Procedure [2017] ZANCT 20

Schutte v RCS (NCT/71411/2016/114(1)NCA)

Schutte v RCS (NCT/71411/2016/114(1)NCA) [2017] ZANCT 20 (16 February 2017)

The Tribunal granted a consumer’s default application compelling RCS to provide a statement of account under the National Credit Act, with no order as to costs.

  • National Credit Act
  • Consumer Statement Rights
  • Default Judgment
  • Credit Provider Obligations
  • National-credit-act
  • Consumer-statement-rights
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Banking And Finance [2017] ZANCT 29

Mogotsi v Edcon Limited (NCT/71582/2016/114(1)NCA)

Mogotsi v Edcon Limited (NCT/71582/2016/114(1)NCA) [2017] ZANCT 29 (16 February 2017)

The National Consumer Tribunal granted a default order compelling Edcon Limited to provide the consumer with a statement of account under section 110 of the NCA.

  • National Credit Act
  • Consumer Right To Statement
  • Credit Provider Obligations
  • National-credit-act
  • Consumer-right-to-statement
  • Credit-provider-obligations
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Banking And Finance [2017] ZANCT 12

Geldenhys v Makro (NCT/1271/2016/114(1)NCA)

Geldenhys v Makro (NCT/1271/2016/114(1)NCA) [2017] ZANCT 12 (16 February 2017)

The Tribunal granted a consumer’s section 114 NCA application and ordered Makro to provide account statement information within 22 business days.

  • National Credit Act
  • Consumer Rights
  • Credit Provider Obligations
  • Account Statement Requests
  • National-credit-act
  • Consumer-rights
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Banking And Finance [2017] ZANCT 39

Triegaardt v Old Mutual (NCT/71668/2016/114(1)NCA)

Triegaardt v Old Mutual (NCT/71668/2016/114(1)NCA) [2017] ZANCT 39 (16 February 2017)

The Tribunal granted a default application under the National Credit Act, ordering Old Mutual to provide the consumer’s account statement within 22 business days.

  • National Credit Act
  • Consumer Statement Rights
  • Default Judgment
  • Credit Provider Obligations
  • National-credit-act
  • Consumer-statement-rights
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Civil Procedure [2017] ZANCT 28

Mogotsi v Game (NCT/71581/2016/114(1)NCA)

Mogotsi v Game (NCT/71581/2016/114(1)NCA) [2017] ZANCT 28 (16 February 2017)

The Tribunal granted a default order compelling the credit provider to supply the consumer’s account statement under sections 110 and 114 of the National Credit Act.

  • National Credit Act
  • Consumer Statement Rights
  • Default Judgment
  • Credit Provider Obligations
  • National-credit-act
  • Consumer-statement-rights
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Civil Procedure [2017] ZANCT 36

Adams v Game (NCT/71652/2016/114(1)NCA)

Adams v Game (NCT/71652/2016/114(1)NCA) [2017] ZANCT 36 (16 February 2017)

The Tribunal granted a consumer’s section 114 NCA application and ordered a credit provider to supply account statements and balance details within 22 business days.

  • National Credit Act
  • Consumer Statement Rights
  • Default Judgment
  • Credit Provider Obligations
  • National-credit-act
  • Consumer-statement-rights
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Civil Procedure [2017] ZANCT 27

Mogotsi v Woolworths (NCT/71571/2016/114(1)NCA)

Mogotsi v Woolworths (NCT/71571/2016/114(1)NCA) [2017] ZANCT 27 (16 February 2017)

The Tribunal granted a default application compelling Woolworths to provide the applicant’s account statement under the National Credit Act, with no costs order.

  • National Credit Act
  • Consumer Right To Statement
  • Default Judgment
  • Credit Provider Obligations
  • National-credit-act
  • Consumer-statement-request
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Banking And Finance [2017] ZANCT 33

Zoko v Standard Bank (NCT/71637/2016/114(1)NCA)

Zoko v Standard Bank (NCT/71637/2016/114(1)NCA) [2017] ZANCT 33 (15 February 2017)

The Tribunal granted a consumer’s default application and ordered Standard Bank to provide account statements and related balance information under sections 110 and 114 of the NCA.

  • National Credit Act
  • Consumer Right To Account Statement
  • Default Judgment
  • Credit Provider Obligations
  • National-credit-act
  • Consumer-right-to-account-statement
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South Africa decisions are organised by court, judge, legal area and indexed issue so a practitioner can move from a proposition to a citable authority with the surrounding context intact.