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South Africa Case Law

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Banking And Finance [2017] ZANCT 77

National Credit Regulator v Allied Capital (Pty) Ltd (NCT/41672/2016/140)

National Credit Regulator v Allied Capital (Pty) Ltd (NCT/41672/2016/140) [2017] ZANCT 77 (28 April 2017)

Court
National Consumer Tribunal
Case number
NCT/41672/2016/140
Judges
J Simpson, FK Manamela, P Beck-Paxton

The Tribunal held that Allied Capital’s “pawn your car and still drive it” scheme was a simulated secured loan subject to the NCA and constituted prohibited conduct.

  • National Credit Act
  • Simulated Transactions
  • Prohibited Conduct
  • Affordability Assessment
  • Unlawful Advertising
  • Excess Fees
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South Africa decisions are organised by court, judge, legal area and indexed issue so a practitioner can move from a proposition to a citable authority with the surrounding context intact.

Source links and collection timestamps are retained alongside the indexed records.