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South Africa decisions
Decisions matching the current search
National Credit Regulator v Botshabelo Cash Loans CC (NCT/321451/2024/57(1)) [2024] ZANCT 48 (3 October 2024)
The Tribunal found repeated National Credit Act breaches by the respondent, cancelled its credit provider registration, and imposed a R50,000 administrative fine.
National Credit Regulator v Blue Magnolia Trading 463 CC (NCT/257512/2023/57(1)) [2023] ZANCT 19 (6 April 2023)
The Tribunal found repeated National Credit Act contraventions by the respondent, cancelled its credit-provider registration, and imposed a R500,000 fine.
Heafield v Rodel Financial Services (Pty) Ltd (11680/2012) [2022] ZAKZDHC 26 (15 June 2022)
The court granted leave to amend the plaintiff’s particulars of claim and ordered the plaintiff to pay the defendant’s costs caused by the amendment.
National Credit Regulator v Lehaiwas Chashers Pty Ltd (NCT/223356/2022/57(1)) [2022] ZANCT 28 (2 June 2022)
The Tribunal found the credit provider guilty of repeated prohibited conduct under the National Credit Act, cancelled its registration, imposed a fine, and ordered an audit.
National Credit Regulator v DFP Community Financial Service (Pty) Ltd, trading as Money Box (NCT/91471/2017/140(1)) [2018] ZANCT 43 (15 May 2018)
On default, the Tribunal found reckless lending and unlawful interest charges under the NCA, declared prohibited conduct, and ordered a R400,000 fine.
National Credit Regulator v Self Discovery Cash and Marketing CC (NCT/71714/2016/140(1)) [2018] ZANCT 28 (9 January 2018)
The Tribunal found repeated National Credit Act breaches, cancelled the respondent’s credit-provider registration, and imposed a R100,000 fine.
National Credit Regulator v Self Discovery Cash and Marketing CC (NCT/71714/2016/140(1)) [2017] ZANCT 148 (23 February 2017)
The Tribunal found repeated National Credit Act contraventions by the respondent, cancelled its credit-provider registration, imposed a R100,000 fine, and ordered a consumer refund audit.
Microzone Trading 474 CC v Govender and Others (AR34/15) [2016] ZAKZPHC 1 (5 January 2016)
The court found that the magistrate correctly exercised judicial oversight by refusing to declare the respondents' immovable property executable. The respondents' financial situation was dire, with minimal income and reliance on their son for survival. The debt was small relative to the value of the property, and the respondents had made some payments and offered to pay R600 per month, which was reasonable given their circumstances. The appellant, a micro-lender, had charged an exorbitant interest rate of 42% per annum, raising concerns of reckless lending. The court held that the appellant h…
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National Credit Regulator v Christin Borman T/A Star Pawn Shop (NCT/8613/2013/57(1)) [2014] ZANCT 46 (8 December 2014)
The Tribunal found an unregistered pawn broker engaged in prohibited conduct under the National Credit Act, ordered consumer refunds, and declined an administrative penalty.
National Credit Regulator v Comprehensive Financial Services Witbank (NCT/13518/2014/57(1)) [2014] ZANCT 30 (20 August 2014)
The Tribunal cancelled a credit provider’s registration after finding repeated contraventions of the National Credit Act, including excessive interest and poor record-keeping.
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