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National Credit Regulator v Veloz Cash Loans (Pty) Ltd (NCT/214107/2022/57(1)) [2022] ZANCT 17 (12 March 2022)
The Tribunal found Veloz Cash Loans repeatedly breached the National Credit Act by reckless lending, overcharging, unlawful terms, and missing returns.
National Consumer Commission v Lynx Chemicals CC (NCT/127619/2019/57(1)) [2020] ZANCT 8 (24 September 2020)
The Tribunal found that ABC Financial Services repeatedly contravened the National Credit Act by failing to file statutory returns, conducting improper affordability assessments, and charging fees and interest above the permissible limits. The Tribunal rejected ABC's argument that 'repeated contraventions' require prior findings, holding that multiple breaches suffice. The Tribunal determined that the use of 'instant loans' in advertising created reasonable suspicion but was not unlawful under current regulations. The procedural error in appointment certificates was found to be administrative…
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