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The High Court held that the insurer breached its duty to indemnify Lake Oil after a fire loss and ordered payment, damages, interest, and costs.
The respondent had no insurable interest in the motor vehicle at the time of loss due to transfer of ownership to a third party, and absence of agreement to transfer the insurance contract. Therefore, there was no breach of contract by the appellants and no entitlement to indemnity or damages.
Source excerpt
The High Court held that a comprehensively insured truck was covered where the insurer failed to prove a pre-existing chassis defect, awarding repair costs and general damages.
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