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Ghana Case Law

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Banking law [2025] GHAHC 105

National Investment Bank Limited v Midonar Limited and Others (CM/BFS/0498/2020)

National Investment Bank Limited v Midonar Limited and Others (CM/BFS/0498/2020) [2025] GHAHC 105 (8 July 2025)

The High Court in Accra held the defendants jointly liable for a restructured bank loan, awarded the plaintiff GHS498,844.83 plus interest, and dismissed judicial sale claims.

  • Loan facility enforcement
  • Guarantee liability
  • Interest computation
  • Mortgage enforcement
  • Burden of proof
  • Loan-facility-enforcement
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Banking law [2025] GHAHC 104

National Investment Bank Limited v Midonar Limited and Others (CM/BFS/0498/2020)

National Investment Bank Limited v Midonar Limited and Others (CM/BFS/0498/2020) [2025] GHAHC 104 (8 July 2025)

The High Court partly allowed a bank’s debt recovery claim, awarding GHS498,844.83 plus 30% interest from 27 May 2014, but refused judicial sale of the mortgaged properties.

  • Loan recovery
  • Guarantee liability
  • Interest computation
  • Mortgage enforcement
  • Loan-recovery
  • Guarantee-liability
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Banking law [2025] GHAHC 111

National Investment Bank Limited v Midonar Limited and Others (CM/BFS/0498/2020)

National Investment Bank Limited v Midonar Limited and Others (CM/BFS/0498/2020) [2025] GHAHC 111 (8 July 2025)

The High Court partly granted a bank’s debt claim, awarding GHS498,844.83 plus interest and costs, but refused judicial sale of mortgaged property.

  • Loan facility
  • Guarantee
  • Interest computation
  • Mortgage
  • Joint and several liability
  • Banking-law
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Civil procedure [2025] GHASC 43

Republic v High Court and Another (J5/40/2024)

Republic v High Court and Another (J5/40/2024) [2025] GHASC 43 (25 June 2025)

The High Court acted in excess of jurisdiction by granting interlocutory judgment for declaratory, injunctive, and damages reliefs in default of defence to counterclaim without trial and evidence, contrary to settled law.

  • Certiorari
  • Interlocutory judgment
  • Declaratory reliefs
  • Jurisdiction
  • Default judgment
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Banking law [2025] GHAHC 86

Agricultural Development Bank Plc v Nkansah Gyane Industries (CM/BFS/0078/25)

Agricultural Development Bank Plc v Nkansah Gyane Industries (CM/BFS/0078/25) [2025] GHAHC 86 (2 June 2025)

The High Court in Accra entered a consent judgment after the parties settled a banking dispute. The suit was struck out as settled, with payment terms recorded.

  • Debt recovery
  • Settlement
  • Consent judgment
  • Overdraft facility
  • Letters of credit
  • Consent-judgment
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Tort law [2025] GHASC 26

Chemitech Limited and Another v Stanbic Bank Ghana Limited (J4/62/2024)

Chemitech Limited and Another v Stanbic Bank Ghana Limited (J4/62/2024) [2025] GHASC 26 (2 April 2025)

The Supreme Court held that the Plaintiff failed to prove entitlement to exemplary, punitive, or additional compensatory damages beyond the £48,818.86 awarded by the trial court and affirmed by the Court of Appeal. The Plaintiff did not provide credible evidence of further economic loss or reputational damage, and the Defendant's conduct did not meet the threshold for exemplary damages. The setting aside of general damages and rejection of special damages for the £12.00 shortfall were justified. The appeal was dismissed in its entirety.

  • Negligence
  • Damages
  • Exemplary damages
  • Special damages
  • Mitigation of loss
  • Banking transactions
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Administrative law [2025] GHASC 22

Babuboa v Republic and Another (J4/39/2024)

Babuboa v Republic and Another (J4/39/2024) [2025] GHASC 22 (12 March 2025)

The Supreme Court set aside the Court of Appeal’s decision, holding it had erred in dismissing a judicial review matter not properly before it.

  • Judicial review
  • Arbitration
  • Revocation of banking licence
  • Natural justice
  • Alternative dispute resolution
  • Judicial-review
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Banking law [2025] GHAHC 42

ANDOH VRS. D & K EVERFRESH FOODS GH.LTD AND OTHERS (CM/BFS/0609/2021)

ANDOH VRS. D & K EVERFRESH FOODS GH.LTD AND OTHERS (CM/BFS/0609/2021) [2025] GHAHC 42 (24 February 2025)

The High Court dismissed Agricultural Development Bank’s claim against the 3rd Defendant, finding no proof that his property secured the overdraft facility.

  • Mortgage security
  • Overdraft facility
  • Summary judgment
  • Burden of proof
  • Collateral enforcement
  • Mortgage-security
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Company law [2025] GHASC 5

UNIVERSAL MERCHANT BANK LTD vrs ABI CAPITAL FINANCIAL (J4/72/2023)

UNIVERSAL MERCHANT BANK LTD vrs ABI CAPITAL FINANCIAL (J4/72/2023) [2025] GHASC 5 (22 January 2025)

The 2nd Defendant breached his fiduciary duty by authorising transactions beyond his authority and without Board approval, exposing the Bank to statutory and financial risk. The Plaintiff Bank was entitled to damages for breach of duty and to recover the GHC349,593.75 paid out in the irregular transaction, as the Defendants had actual or constructive knowledge of the irregularity. The 2nd Defendant was afforded fair hearing and his dismissal was lawful; his counterclaim for wrongful termination and damages was dismissed.

  • Fiduciary duties of directors
  • Ultra vires acts
  • Wrongful termination
  • Restitution
  • Corporate governance
  • Breach of contract
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Civil procedure [2025] GHASC 6

THE REPUBLIC VRS. HIGH COURT (GENERAL JURISDICTION 8), ACCRA EX PARTE DANIEL OFORI (J5/93/2024)

THE REPUBLIC VRS. HIGH COURT (GENERAL JURISDICTION 8), ACCRA EX PARTE DANIEL OFORI (J5/93/2024) [2025] GHASC 6 (22 January 2025)

The Supreme Court dismissed a certiorari and prohibition application challenging a High Court injunction that restrained execution of a prior Supreme Court judgment.

  • Supervisory jurisdiction
  • Certiorari
  • Prohibition
  • Jurisdiction of high court
  • Enforcement of supreme court judgments
  • Fraud on judgment
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Ghana decisions are organised by court, judge, legal area and indexed issue so a practitioner can move from a proposition to a citable authority with the surrounding context intact.