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Ghana Case Law

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Civil procedure [2025] GHAHC 3

HAMMOND VRS. THE DEPUTY SHERIFF AND ANOTHER (GJ/365/2018)

HAMMOND VRS. THE DEPUTY SHERIFF AND ANOTHER (GJ/365/2018) [2025] GHAHC 3 (28 February 2025)

The High Court dismissed an application to unfreeze a judgment debtor’s account, holding that the judgment debt had not been fully paid and awarding costs against the applicant.

  • Garnishee proceedings
  • Company liability
  • Auctioneer's fees
  • Refund of purchase price
  • Interest calculation
  • Garnishee-proceedings
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Debt recovery QUICK CREDIT VRS ODOOM (A2/181/24) [2024] GHADC 198 (14 June 2024)

QUICK CREDIT VRS ODOOM (A2/181/24)

QUICK CREDIT VRS ODOOM (A2/181/24) [2024] GHADC 198 (14 June 2024)

The defendant admitted owing the claimed debt, and judgment on admission was entered for the plaintiff for GH¢10,168.85, interest, and costs.

  • Admission of debt
  • Interest calculation
  • Costs awarded
  • Debt-recovery
  • Judgment-on-admission
  • Interest-award
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Contract law QUICK CREDIT VRS ENCHIL (A2/137/24) [2024] GHADC 199 (3 June 2024)

QUICK CREDIT VRS ENCHIL (A2/137/24)

QUICK CREDIT VRS ENCHIL (A2/137/24) [2024] GHADC 199 (3 June 2024)

The District Court held that transaction records proved the defendant received the loan and ordered payment of GH¢2,040, interest at the prevailing bank rate, and costs.

  • Loan recovery
  • Default
  • Interest calculation
  • Loan-recovery
  • Debt-collection
  • Interest-calculation
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Contract law QUICK CREDIT VRS SEFA (A2/67/24) [2024] GHADC 209 (23 May 2024)

QUICK CREDIT VRS SEFA (A2/67/24)

QUICK CREDIT VRS SEFA (A2/67/24) [2024] GHADC 209 (23 May 2024)

The District Court held that the defendant owed the plaintiff GH¢2,509.09 on a loan account, awarding interest from 27 October 2023 and costs of GH¢200.

  • Loan recovery
  • Default on loan
  • Interest calculation
  • Civil procedure
  • Loan-recovery
  • Debt-collection
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Banking TREBARH AND ANOTHER VRS. HFC BANK GHANA LTD (C2/75/2015) [2024] GHAHC 73 (30 April 2024)

TREBARH AND ANOTHER VRS. HFC BANK GHANA LTD (C2/75/2015)

TREBARH AND ANOTHER VRS. HFC BANK GHANA LTD (C2/75/2015) [2024] GHAHC 73 (30 April 2024)

The High Court at Koforidua held that the borrowers owed the bank on the mortgage account, accepted the documentary evidence, and entered judgment for the bank.

  • Mortgage
  • Loan facility
  • Interest calculation
  • Penal charges
  • Debt recovery
  • Loan-facility
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Contract law BENEFICIAL COOPERATIVE SAVINGS & CREDIT SOCIETY VRS BOACHIE (A2/69/2022) [2024] GHADC 258 (26 March 2024)

BENEFICIAL COOPERATIVE SAVINGS & CREDIT SOCIETY VRS BOACHIE (A2/69/2022)

BENEFICIAL COOPERATIVE SAVINGS & CREDIT SOCIETY VRS BOACHIE (A2/69/2022) [2024] GHADC 258 (26 March 2024)

The District Court found the defendant liable on a cooperative society loan, but reduced the claim and awarded GH¢25,835.7 with interest.

  • Loan recovery
  • Interest calculation
  • Contract enforceability
  • Loan-recovery
  • Contract-enforceability
  • Interest-calculation
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Contract law ANIAGYEI VRS. NATIONAL TRUST HOLDING CO. LTD. (NTHC) (E2/082/2022) [2024] GHAHC 164 (22 February 2024)

ANIAGYEI VRS. NATIONAL TRUST HOLDING CO. LTD. (NTHC) (E2/082/2022)

ANIAGYEI VRS. NATIONAL TRUST HOLDING CO. LTD. (NTHC) (E2/082/2022) [2024] GHAHC 164 (22 February 2024)

The High Court in Tema held that the plaintiff proved her fixed-deposit investment with NTHC and awarded recovery, interest, damages, and costs.

  • Breach of contract
  • Fixed deposit investment
  • Recovery of investment funds
  • Damages
  • Interest calculation
  • Breach-of-contract
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Contract law MBA VRS ATAMBA (UE/ZB/DC/A1/05/2023) [2024] GHADC 161 (21 February 2024)

MBA VRS ATAMBA (UE/ZB/DC/A1/05/2023)

MBA VRS ATAMBA (UE/ZB/DC/A1/05/2023) [2024] GHADC 161 (21 February 2024)

A district court found a loan existed, reduced the principal to Ghc4,500, struck out an unconscionable interest clause, and awarded costs to the plaintiff.

  • Loan agreement
  • Unconscionable contract
  • Burden of proof
  • Interest calculation
  • Loan-agreement
  • Unconscionable-contract
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Contract law [2023] GHACC 585

TAILORED SOLUTIONS MICROFINANCE VRS YKK MAHANAIM LTD (C2/23/2021)

TAILORED SOLUTIONS MICROFINANCE VRS YKK MAHANAIM LTD (C2/23/2021) [2023] GHACC 585 (17 October 2023)

The defendant failed to repay the full loan amount within the agreed period, leaving a balance of GH₵88,169.83 as at September 2018. The court is empowered to award interest on this sum at the prevailing commercial bank rate and a 5% default interest, less payments made during the default period.

  • Loan agreement
  • Interest calculation
  • Default
  • Enforcement of debt
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Contract law [2023] GHACC 859

TAILORED SOLUTIONS MICROFINANCE VYKK MAHANAIM LTD.RS (C2/23/21)

TAILORED SOLUTIONS MICROFINANCE VYKK MAHANAIM LTD.RS (C2/23/21) [2023] GHACC 859 (17 October 2023)

The defendant failed to repay the loan as agreed, leaving a balance of GH₵88,169.83 as at September 2018, on which interest at the prevailing commercial bank rate and a 5% default interest are payable, less amounts paid during the default period.

  • Loan agreement
  • Interest calculation
  • Default
  • Costs
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Ghana decisions are organised by court, judge, legal area and indexed issue so a practitioner can move from a proposition to a citable authority with the surrounding context intact.