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Ghana Case Law

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Banking law ADU (A2/16/2021) [2024] GHACC 88 (12 February 2024)

ADU (A2/16/2021)

ADU (A2/16/2021) [2024] GHACC 88 (12 February 2024)

Court held the loan ran for 18 months, the insurance was still in force at the borrower’s death, and the truck sale violated statutory collateral procedures.

  • Loan default
  • Collateral security
  • Insurance coverage
  • Breach of contract
  • Borrowers and lenders act compliance
  • Realization of security
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Banking law [2023] GHACC 510

Pan Africa Saving & Loans Limited Vrs Elorm Kokou & Anor.

Pan Africa Saving & Loans Limited Vrs Elorm Kokou & Anor. [2023] GHACC 510 (28 February 2023)

The Plaintiff proved its claim on a balance of probabilities, the Defendants failed to appear or challenge the evidence, and the court found the Defendants jointly and severally liable for the outstanding debt, interest, and costs as claimed.

  • Loan default
  • Personal guarantee
  • Interest on debt
  • Civil procedure - default judgment
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Contract law [2023] GHADC 281

Emmanuel Co-operative Credit Union Ltd. Vrs Nyinaku and Another

Emmanuel Co-operative Credit Union Ltd. Vrs Nyinaku and Another [2023] GHADC 281 (16 February 2023)

District Court judgment on a credit union loan default, awarding the plaintiff the claimed balance, interest and costs after finding contractual liability and default.

  • Loan default
  • Breach of contract
  • Interest calculation
  • Guarantor liability
  • Loan-default
  • Breach-of-contract
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Contract law [2023] GHADC 388

Isha Alau Village Savings and Loan Group Vrs Rashid

Isha Alau Village Savings and Loan Group Vrs Rashid [2023] GHADC 388 (8 February 2023)

The defendant failed to appear or provide any defence; the plaintiff's evidence was unchallenged and proved the debt. Judgment is entered for the plaintiff for the outstanding loan amount and costs.

  • Loan default
  • Summary judgment
  • Burden of proof
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Contract law [2023] GHADC 391

Isha Alau Village Savings and Loan Group Vrs Rashid

Isha Alau Village Savings and Loan Group Vrs Rashid [2023] GHADC 391 (8 February 2023)

The defendant failed to appear or provide any defence; the plaintiff's evidence was unchallenged and proved the debt. Judgment is entered for the plaintiff for the outstanding loan amount and costs.

  • Loan default
  • Summary judgment
  • Burden of proof
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Ghana decisions are organised by court, judge, legal area and indexed issue so a practitioner can move from a proposition to a citable authority with the surrounding context intact.