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Ghana Case Law

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Banking law [2025] GHAHC 104

National Investment Bank Limited v Midonar Limited and Others (CM/BFS/0498/2020)

National Investment Bank Limited v Midonar Limited and Others (CM/BFS/0498/2020) [2025] GHAHC 104 (8 July 2025)

The High Court partly allowed a bank’s debt recovery claim, awarding GHS498,844.83 plus 30% interest from 27 May 2014, but refused judicial sale of the mortgaged properties.

  • Loan recovery
  • Guarantee liability
  • Interest computation
  • Mortgage enforcement
  • Loan-recovery
  • Guarantee-liability
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Contract law [2025] GHAHC 88

Sintex Containers Ghana Limited v Decorplast Limited (CM/RPC/0661/2023)

Sintex Containers Ghana Limited v Decorplast Limited (CM/RPC/0661/2023) [2025] GHAHC 88 (2 June 2025)

Plaintiff proved by documentary evidence that it advanced US$500,000.00 to Defendant. Defendant failed to produce credible evidence of repayment. Defendant's arguments regarding the transaction being personal and evidence of repayment were rejected as not credible or supported. Judgment for Plaintiff for the sum claimed with interest and costs.

  • Loan recovery
  • Corporate authority
  • Burden of proof
  • Electronic evidence
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Banking and finance [2025] GHAHC 96

Societe Generale Ghana PLC v Kingdom Beverages Limited and Others (CM/RPC/0505/24)

Societe Generale Ghana PLC v Kingdom Beverages Limited and Others (CM/RPC/0505/24) [2025] GHAHC 96 (28 May 2025)

The High Court entered a consent judgment settling a loan recovery dispute by ordering sale of collateral property to pay GH¢7.5 million, with possession terms.

  • Loan recovery
  • Consent judgment
  • Enforcement of security
  • Consent-judgment
  • Loan-recovery
  • Secured-transactions
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Contract law [2025] GHADC 143

Yeboah v Nkansah (GR/AM/DC/A2/216/23)

Yeboah v Nkansah (GR/AM/DC/A2/216/23) [2025] GHADC 143 (26 May 2025)

The court partly granted a loan-recovery claim, finding no proven breach of an oral contract but awarding GH¢11,643.29 as the outstanding balance plus costs.

  • Breach of contract
  • Loan recovery
  • Burden of proof
  • Oral contracts
  • Contract-law
  • Loan-recovery
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Contract law [2025] GHADC 121

Kyeremeh v Yawson and Others (A2/19/23)

Kyeremeh v Yawson and Others (A2/19/23) [2025] GHADC 121 (14 May 2025)

The District Court at La held the defendants liable to refund GH¢34,500 after a verbal loan agreement, with interest from June 2021 and costs awarded.

  • Verbal contracts
  • Burden of proof
  • Loan recovery
  • Default judgment
  • Verbal-contracts
  • Burden-of-proof
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Contract law [2025] GHADC 118

Missah v Agyemang (A9/208/24)

Missah v Agyemang (A9/208/24) [2025] GHADC 118 (24 March 2025)

The District Court at La found that money advanced between friends was a loan, not a gift, and ordered repayment of GH¢25,000 plus costs.

  • Loan recovery
  • Burden of proof
  • Admissions in evidence
  • Loan-recovery
  • Burden-of-proof
  • Admissions-in-evidence
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Contract law [2025] GHADC 27

OWUSU VRS. DADZIE (A2/194/2024)

OWUSU VRS. DADZIE (A2/194/2024) [2025] GHADC 27 (28 January 2025)

District Court judgment for the plaintiff in a debt recovery claim after the defendant failed to defend the suit. The court awarded GH¢27,000, interest, and costs.

  • Loan recovery
  • Default in repayment
  • Interest on debt
  • Costs
  • Debt-recovery
  • Loan-repayment-default
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Contract law QUICK CREDIT & INVESTMENT MICRO CREDIT VRS OBENG (A2/98/2024) [2024] GHADC 290 (18 September 2024)

QUICK CREDIT & INVESTMENT MICRO CREDIT VRS OBENG (A2/98/2024)

QUICK CREDIT & INVESTMENT MICRO CREDIT VRS OBENG (A2/98/2024) [2024] GHADC 290 (18 September 2024)

Default judgment for the plaintiff in a loan recovery claim, with the court awarding GH₵4,080, interest at the prevailing bank rate, and GH₵800 costs.

  • Loan recovery
  • Money lending
  • Default judgment
  • Loan-recovery
  • Default-judgment
  • Money-lending
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Banking and finance QUICK CREDIT & INVESTMENT MICRO CREDIT VRS FUMESUA (A2/113/2024) [2024] GHADC 291 (18 September 2024)

QUICK CREDIT & INVESTMENT MICRO CREDIT VRS FUMESUA (A2/113/2024)

QUICK CREDIT & INVESTMENT MICRO CREDIT VRS FUMESUA (A2/113/2024) [2024] GHADC 291 (18 September 2024)

Plaintiff proved existence of loan agreement, Defendant's acceptance of terms, and Defendant's failure to pay outstanding balance; evidence unchallenged and credible, entitling Plaintiff to recovery.

  • Loan recovery
  • Money lending
  • Default
  • Burden of proof
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Contract QUICK CREDIT & INVESTMENT MICRO CREDIT VRS BAAH (BR/DR/DC/A2/14/2024) [2024] GHADC 233 (3 August 2024)

QUICK CREDIT & INVESTMENT MICRO CREDIT VRS BAAH (BR/DR/DC/A2/14/2024)

QUICK CREDIT & INVESTMENT MICRO CREDIT VRS BAAH (BR/DR/DC/A2/14/2024) [2024] GHADC 233 (3 August 2024)

Defendant's failure to appear and challenge plaintiff's evidence constitutes admission; plaintiff proved entitlement to recovery of outstanding loan, interest, and costs.

  • Loan recovery
  • Default
  • Interest
  • Costs
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Ghana decisions are organised by court, judge, legal area and indexed issue so a practitioner can move from a proposition to a citable authority with the surrounding context intact.