24 May 2004
DBS BANK (HONG KONG) LTD v. NGAI YIM SHING AND ANOTHER
- Citation
- DBS BANK (HONG KONG) LTD v. NGAI YIM SHING AND ANOTHER
- Court
- Court of First Instance
- Case number
- HCA897/2000
The legal charges and guarantee, construed by their terms (clauses 2,3,4) and supported by confirmatory and facilities letters and witness evidence, secured all debts of the borrower and were not independent per-property securities; the 1st defendant failed to discharge the burden to prove the alleged separate-security agreement or overcharging; therefore the plaintiff proved entitlement to the stated money judgment, possession of the charged properties and contractual costs on a solicitor-and-own-client basis.