6 Nov 2025
QBE HONGKONG & SHANGHAI INSURANCE LTD v. SINOCITY INDUSTRIES LTD
- Citation
- [2025] HKDC 1849
- Court
- District Court
- Case number
- DCCJ2024/2022
The insuring clause's unambiguous use of "any Employee" must be given its ordinary and natural meaning, covering all employees including the injured driver; any ambiguity is resolved contra proferentem against the insurer and the schedule does not restrict the insuring clause, therefore the Policy covered the defendant's liability to the driver.