10 Jul 2025
PACIFIC ACE FINANCE LTD v. DELAY, GILDA H. AND ANOTHER
- Citation
- [2025] HKDC 1161
- Court
- District Court
- Case number
- DCCJ3298/2018
The promissory notes were valid and not proved forged; the stated interest rates were lawful fixed simple rates and did not exceed statutory limits; default interest under the contractual clause and s22 of the Ordinance is payable from the applicable default dates until payment; hearsay evidence of TamAng was given no weight because primary defendant declined to give evidence and the witness lacked personal knowledge; the alleged debt recovery practices were not established as unlawful or harassing and the counterclaim fails; judgment was ordered for outstanding sums with directions to the pl…